Take on 2025 without the Stress of Unpaid Bills

Reduce Your Total Credit Card Payments By Up to 50%

You are not alone:

Wanda D. got help with $20,000 in NB8 seconds ago
Viet N. got help with $19,999 in ON26 minutes ago
Vanessa B. got help with $39,999 in AB30 minutes ago
Lovepreet S. got help with $14,999 in ON31 minutes ago
Nevan B. got help with $10,000 in AB32 minutes ago
Terri B. got help with $14,999 in ON1 hour ago
Kevin B. got help with $39,999 in ON2 hours ago
Reva H. got help with $14,999 in AB2 hours ago
Julio E O. got help with $90,407 in AB2 hours ago
Mohaned A. got help with $20,030 in ON2 hours ago
Natasha P. got help with $14,999 in NL2 hours ago
Tarun W. got help with $10,000 in BC2 hours ago
Dustin P. got help with $19,999 in SK2 hours ago
Christine C. got help with $19,999 in QC2 hours ago
Jeffrey A. got help with $59,999 in MB2 hours ago
Kyle D. got help with $14,999 in BC3 hours ago
Denise F. got help with $50,000 in ON3 hours ago
Elizabeth C. got help with $14,999 in ON3 hours ago
Fatima D. got help with $24,999 in ON3 hours ago
Sonia L. got help with $19,999 in QC3 hours ago
  • Customize a payoff plan with a trained credit counsellor
  • Reduce or eliminate interest
  • Lower your total credit card payments by up to 50%
  • Become debt-free faster

Clients Share Their Experiences…

Excellent

Trustpilot
Rated 4.7 / 5 based on 6,887 reviews onTrustpilot
5 stars

An invaluable service…

They have been a saving grace for me; their service has been invaluable. Before…

Tyler J

5 stars

The agent explained all…

The agent explained all my options and then recommended the payment plan. Then they…

JustAnswer Customer

5 stars

Simple and they truly…

Simple and they truly help you!

customer

5 stars

Really awesome

Really awesome, saved me from crippling debt

IAN M.

5 stars

Working Great So Far

Working Great So Far

Gerry Pfennigs

5 stars

My questions were…

My questions were answered clearly and thoroughly

Rocky Butala

4 stars

Excellent service

I feel they have been attentive and have helped me very quickly.

ANGEL GADIEL G.

5 stars

Helpful staff with good…

Helpful staff with good solutions.

Daniel Grant

5 stars

Friendly

Friendly, helpful employees

brad Neuls

5 stars

I highly recommend them.

I’ve been using them for over a year. Consolidated was very helpful and…

TRACY

5 stars

Shalaiya was very…

Shalaiya was very helpful and patient with me. She walked me through everything…

RD

Showing our 4 and 5 star ratings

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Receive a Free Debt Analysis from a Trained Counsellor

Review your debts, credit, and budget with a trained credit counsellor to see where you stand and learn about options for relief

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Decide If a Debt Management Plan is Right for You

Learn how a customised plan can help you get out of debt with one affordable payment, and how it compares to other solutions

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Become Debt-Free in 30-60 Payments and Save Thousands

Consolidate credit cards, unsecured loans, and collections into one payment, minimize interest and stop penalties to save time and money

Case Study

Alexander from Toronto, ON

“My experience with Consolidated Credit has been awesome. I was in so much stress and as soon as I was talking with my consultant, I felt a lot better. They are really kind and very understanding and were able to come up with a solution for me that made sense and made things so much easier. I appreciate all the help and this program is something I would 100% refer friends and family too. Everyone deserves to be debt free. Thank you. ”

Where he started:
  • Total unsecured debt: $12,063.00
  • Estimated interest charges: $6,138.53
  • Time to payoff: 11 years, 1 month
  • Total monthly payments: $491.32
After DMP enrollment:
  • Average negotiated interest rate: 0.00%
  • Total interest charges: $0.00
  • Time to payoff: 3 years
  • Total monthly payment: $333.00
Time Saved

8 years, 1 month

Monthly Savings

$158.32

Interest Saved

$6138.53

Consolidated Credit is one of Canada’s largest nonprofit credit counselling organizations. It’s our mission to help Canadians end financial crises caused by unexpected expenses, reduced income and life events, such as unemployment. Since 2007, we’ve helped half a million people find relief.