Take on 2026 without the Stress of Unpaid Bills

Reduce Your Total Credit Card Payments By Up to 50%

You are not alone:

Thornton W. got help with $48,000 in ON30 minutes ago
Mitchell B. got help with $10,000 in AB54 minutes ago
Mathieu M. got help with $60,000 in QC56 minutes ago
Marvin D. got help with $10,000 in QC57 minutes ago
Tyler I. got help with $15,000 in NU58 minutes ago
Gilles K. got help with $10,000 in ON58 minutes ago
Tahmineh S. got help with $10,000 in QC58 minutes ago
Miguel L. got help with $10,000 in QC59 minutes ago
Bryanna S. got help with $15,000 in AB59 minutes ago
Diyana Z. got help with $12,500 in ON59 minutes ago
Elizabeth H. got help with $10,000 in BC59 minutes ago
Mitchell H. got help with $12,500 in AB59 minutes ago
Tasha I. got help with $10,000 in NU59 minutes ago
Jorge A. got help with $15,000 in AB59 minutes ago
Mike A. got help with $7,500 in ON60 minutes ago
Zeshan A. got help with $17,500 in AB60 minutes ago
Shawnvir G. got help with $30,000 in BC60 minutes ago
Kush M. got help with $40,000 in ON1 hour ago
Jennyfer M. got help with $10,000 in QC1 hour ago
Dwight D. got help with $12,500 in SK1 hour ago
  • Customize a payoff plan with a trained credit counsellor
  • Reduce or eliminate interest
  • Lower your total credit card payments by up to 50%
  • Become debt-free faster

Clients Share Their Experiences…

Excellent

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Rated 4.7 / 5 based on 6,871 reviews onTrustpilot
5 stars

Very Helpful

Great Communication

ROBERT HOLMES

5 stars

They have helped me…

They have helped me balanced what I needed to get back on track as well as worked…

Me

5 stars

Great experience

Great experience. Very professional, helpful & caring. Thank you.

Susan Klein

5 stars

Great always very…

Great always very helpful staff if needed to move payments easy and fast to do would…

Tracy Fraser

5 stars

5 Star Servce

I can not say enough nice words about the service I received today. My agent was…

MEL

5 stars

Excellent customer…

Very helpful. Good explanations kind employees

SHELLY B.

5 stars

Amazing team

Amazing team! It was do easy to sign up. I didn’t have to worry about anything.

Denise Bogdan

5 stars

Set up was easy

Set up was easy, and the people that I spoke with were fantastic! Great Empathy and…

WENDY F.

5 stars

Respect.

I was never made to feel like a failure in life due to our circumstances. I…

JENNIFER P.

5 stars

he was really…

he was really understanding and caring!

Ashley C

5 stars

Good response always…

Always with the positive response and good in understanding the requirements and…

Chandan Goud

Showing our 4 and 5 star ratings

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Receive a Free Debt Analysis from a Trained Counsellor

Review your debts, credit, and budget with a trained credit counsellor to see where you stand and learn about options for relief

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Decide If a Debt Management Plan is Right for You

Learn how a customised plan can help you get out of debt with one affordable payment, and how it compares to other solutions

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Become Debt-Free in 30-60 Payments and Save Thousands

Consolidate credit cards, unsecured loans, and collections into one payment, minimize interest and stop penalties to save time and money

Case Study

Alexander from Toronto, ON

“My experience with Consolidated Credit has been awesome. I was in so much stress and as soon as I was talking with my consultant, I felt a lot better. They are really kind and very understanding and were able to come up with a solution for me that made sense and made things so much easier. I appreciate all the help and this program is something I would 100% refer friends and family too. Everyone deserves to be debt free. Thank you. ”

Where he started:
  • Total unsecured debt: $12,063.00
  • Estimated interest charges: $6,138.53
  • Time to payoff: 11 years, 1 month
  • Total monthly payments: $491.32
After DMP enrollment:
  • Average negotiated interest rate: 0.00%
  • Total interest charges: $0.00
  • Time to payoff: 3 years
  • Total monthly payment: $333.00
Time Saved

8 years, 1 month

Monthly Savings

$158.32

Interest Saved

$6138.53

Consolidated Credit is one of Canada’s largest nonprofit credit counselling organizations. It’s our mission to help Canadians end financial crises caused by unexpected expenses, reduced income and life events, such as unemployment. Since 2007, we’ve helped half a million people find relief.