Take on 2023 without the Stress of Unpaid Bills

Reduce Your Total Credit Card Payments By Up to 50%

You are not alone:

Yeganeh D. got help with $10,000 in FL1 minute ago
Lydia F. got help with $15,000 in QC6 minutes ago
Traci T. got help with $14,999 in ON7 minutes ago
Lucius L. got help with $14,999 in ON8 minutes ago
Tasha P. got help with $39,999 in NB9 minutes ago
Audrey M. got help with $29,999 in QC10 minutes ago
Annejeannette C. got help with $59,999 in NS11 minutes ago
Melanie L. got help with $14,999 in QC14 minutes ago
Mathieu L. got help with $14,999 in QC18 minutes ago
Kasandra B. got help with $19,999 in ON18 minutes ago
Vance W. got help with $19,000 in AB19 minutes ago
Elijah S. got help with $15,000 in ON19 minutes ago
Tanola G. got help with $40,000 in ON19 minutes ago
Kimberley M. got help with $14,999 in ON22 minutes ago
Katria B. got help with $20,000 in AB22 minutes ago
Narges K. got help with $39,999 in ON24 minutes ago
Mohammad P. got help with $20,000 in ON24 minutes ago
Gamisha S. got help with $35,000 in ON26 minutes ago
Ronald M. got help with $14,999 in QC26 minutes ago
Katlyn D. got help with $30,500 in NB27 minutes ago
  • Customize a payoff plan with a trained credit counsellor
  • Reduce or eliminate interest
  • Lower your total credit card payments by up to 50%
  • Become debt-free faster

Clients Share Their Experiences…

Excellent

Trustpilot
Rated 4.7 / 5 based on 6,813 reviews onTrustpilot
5 stars

patience and true help…

patience and true help through this tough time!

Timothy Hogue

5 stars

Each time I contact them

Each time I contact them – they always answer my questions.

Rob Fisher

5 stars

Terrific

Great experience

JOHN SAMUEL K.

5 stars

Great people

The great people

HARTLEY L.

5 stars

Non-judgmental…

Non-judgmental assistance for peace of mind. Staff are easy to talk to and are happy…

Nicole

5 stars

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5 stars

My debts almost payed off

My debts almost payed off

KAREN L.

5 stars

Answered my request.

All my request was answered.

Jose Fetros

4 stars

Very flexible with…

Very flexible with payments 😄

CHRISTINA F.

5 stars

This consolidation has…

This consolidation has made my life so much easier.

LYNN

5 stars

Very helpful when I…

Very helpful when I speak to someone.

KIMBERLY Z.

5 stars

easy to work with

easy to work with

REBECCA M.

5 stars

Kind and quick support.

Kind and quick support.

Meaghan Matheson

5 stars

They have been up front…

They have been up front and honest with me from beginning. Their customer service…

Rosita D’Alessandro

Showing our 4 and 5 star ratings

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Receive a Free Debt Analysis from a Trained Counsellor

Review your debts, credit, and budget with a trained credit counsellor to see where you stand and learn about options for relief

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Decide If a Debt Management Plan is Right for You

Learn how a customised plan can help you get out of debt with one affordable payment, and how it compares to other solutions

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Become Debt-Free in 30-60 Payments and Save Thousands

Consolidate credit cards, unsecured loans, and collections into one payment, minimize interest and stop penalties to save time and money

Case Study

Alexander from Toronto, ON

“My experience with Consolidated Credit has been awesome. I was in so much stress and as soon as I was talking with my consultant, I felt a lot better. They are really kind and very understanding and were able to come up with a solution for me that made sense and made things so much easier. I appreciate all the help and this program is something I would 100% refer friends and family too. Everyone deserves to be debt free. Thank you. ”

Where he started:
  • Total unsecured debt: $12,063.00
  • Estimated interest charges: $6,138.53
  • Time to payoff: 11 years, 1 month
  • Total monthly payments: $491.32
After DMP enrollment:
  • Average negotiated interest rate: 0.00%
  • Total interest charges: $0.00
  • Time to payoff: 3 years
  • Total monthly payment: $333.00
Time Saved

8 years, 1 month

Monthly Savings

$158.32

Interest Saved

$6138.53

Consolidated Credit is one of Canada’s largest nonprofit credit counselling organizations. It’s our mission to help Canadians end financial crises caused by unexpected expenses, reduced income and life events, such as unemployment. Since 2007, we’ve helped half a million people find relief.