Take on 2023 without the Stress of Unpaid Bills

Reduce Your Total Credit Card Payments By Up to 50%

You are not alone:

Olivia S. got help with $29,999 in BC6 minutes ago
Jeff B. got help with $14,999 in ON6 minutes ago
Tracy M. got help with $20,000 in ON7 minutes ago
Rhonda C. got help with $125,000 in ON7 minutes ago
Gabrielle R. got help with $29,999 in MB8 minutes ago
Carl G. got help with $50,000 in NS9 minutes ago
Maxime B. got help with $14,999 in QC9 minutes ago
Eric T. got help with $40,000 in AB10 minutes ago
James G. got help with $39,999 in QC11 minutes ago
Georgy P. got help with $24,999 in ON12 minutes ago
Pamela M. got help with $29,999 in QC16 minutes ago
Aaron G. got help with $29,999 in ON19 minutes ago
Heather D. got help with $19,999 in BC20 minutes ago
Silifat E. got help with $29,999 in ON21 minutes ago
Humayun A. got help with $15,000 in ON22 minutes ago
Ali L. got help with $39,999 in QC23 minutes ago
Corinne M. got help with $30,000 in BC25 minutes ago
Rivcah S. got help with $20,000 in ON26 minutes ago
Kimberly R. got help with $29,999 in BC26 minutes ago
Mary H. got help with $20,000 in NB29 minutes ago
  • Customize a payoff plan with a trained credit counsellor
  • Reduce or eliminate interest
  • Lower your total credit card payments by up to 50%
  • Become debt-free faster

Clients Share Their Experiences…


Rated 4.7 / 5 based on 6,691 reviews onTrustpilot
5 stars

Erin is helpful and down…

Erin is helpful and down to earth, polite, they answered and described everything…


5 stars

Jason was amazing and it…

Jason was amazing and it was so easy and patient. Great Job.

Blogger Shop Gadgets & Gifts

5 stars

Fantastic customer…

Fantastic customer service!


5 stars

Help me to consolidate…

Help me to consolidate my debt to one payments monthly and get rid of the interest


5 stars

Kiersten was extremely…

Kiersten was extremely helpful through out the process and I cannot wait to get rid…


5 stars

The counselor was so…

The counselor was so understanding and helpful! Made the entire process so easy and…


4 stars

Very helpfull

Very helpfull, made the experience easy, also information satisfactory

Shelley Fontaine

5 stars


Very friendly and willing to help with anything they can


5 stars

I had my debt…

I had my debt consolidated and got a manageable debt repayment plan.

Robert Morris Fare

4 stars

They have been extremely…

They have been extremely helpful, excellent customer service. Knowledgeable of…


5 stars

Overall experience has…

Overall experience has been great, thank you for the service.


5 stars

Super helpful

Super helpful

Michael Saari

5 stars

From the beggining very…

From the beggining very helpful staff, well explainned process, am almost at the end…


Showing our 4 and 5 star ratings

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Receive a Free Debt Analysis from a Trained Counsellor

Review your debts, credit, and budget with a trained credit counsellor to see where you stand and learn about options for relief

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Decide If a Debt Management Plan is Right for You

Learn how a customised plan can help you get out of debt with one affordable payment, and how it compares to other solutions

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Become Debt-Free in 30-60 Payments and Save Thousands

Consolidate credit cards, unsecured loans, and collections into one payment, minimize interest and stop penalties to save time and money

Case Study

Alexander from Toronto, ON

“My experience with Consolidated Credit has been awesome. I was in so much stress and as soon as I was talking with my consultant, I felt a lot better. They are really kind and very understanding and were able to come up with a solution for me that made sense and made things so much easier. I appreciate all the help and this program is something I would 100% refer friends and family too. Everyone deserves to be debt free. Thank you. ”

Where he started:
  • Total unsecured debt: $12,063.00
  • Estimated interest charges: $6,138.53
  • Time to payoff: 11 years, 1 month
  • Total monthly payments: $491.32
After DMP enrollment:
  • Average negotiated interest rate: 0.00%
  • Total interest charges: $0.00
  • Time to payoff: 3 years
  • Total monthly payment: $333.00
Time Saved

8 years, 1 month

Monthly Savings


Interest Saved


Consolidated Credit is one of Canada’s largest nonprofit credit counselling organizations. It’s our mission to help Canadians end financial crises caused by unexpected expenses, reduced income and life events, such as unemployment. Since 2007, we’ve helped half a million people find relief.