Take on 2026 without the Stress of Unpaid Bills

Reduce Your Total Credit Card Payments By Up to 50%

You are not alone:

Olufunmilayo A. got help with $30,000 in ON55 minutes ago
Kasidy N. got help with $100,000 in ON1 hour ago
Véronique M. got help with $22,000 in QC3 hours ago
Dhillon B. got help with $30,000 in BC4 hours ago
Gabrielle M. got help with $45,786 in BC5 hours ago
Alyzhia S. got help with $26,002 in AB5 hours ago
Mireille V. got help with $14,999 in QC5 hours ago
Kara S. got help with $18,403 in BC5 hours ago
Daniel C. got help with $21,567 in BC5 hours ago
Kayla O. got help with $38,837 in BC5 hours ago
Dominic D. got help with $16,013 in ON5 hours ago
Aleczandra R. got help with $63,893 in ON5 hours ago
Stephen G. got help with $15,623 in BC5 hours ago
Vicky B. got help with $67,266 in MB5 hours ago
Brandy C. got help with $20,000 in SK5 hours ago
John M. got help with $40,000 in BC6 hours ago
Tieshauna B. got help with $20,000 in ON6 hours ago
Nancy S. got help with $20,000 in AB6 hours ago
Johanie B. got help with $14,999 in QC6 hours ago
Jeffrey L. got help with $44,999 in ON7 hours ago
  • Customize a payoff plan with a trained credit counsellor
  • Reduce or eliminate interest
  • Lower your total credit card payments by up to 50%
  • Become debt-free faster

Clients Share Their Experiences…

Excellent

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Rated 4.7 / 5 based on 6,873 reviews onTrustpilot
5 stars

Great Vehicle For Debt…

An easy approach to managing one’s debt. Over 3 yrs ago my debt was getting…

CHRISTOPHER Outhouse

5 stars

Helped me get out of debt

Helped me get out of debt

Luc Raymond

5 stars

Very Helpful

Great Communication

ROBERT HOLMES

5 stars

They have helped me…

They have helped me balanced what I needed to get back on track as well as worked…

Me

5 stars

Great experience

Great experience. Very professional, helpful & caring. Thank you.

Susan Klein

5 stars

Great always very…

Great always very helpful staff if needed to move payments easy and fast to do would…

Tracy Fraser

5 stars

5 Star Servce

I can not say enough nice words about the service I received today. My agent was…

MEL

5 stars

Excellent customer…

Very helpful. Good explanations kind employees

SHELLY B.

5 stars

Amazing team

Amazing team! It was do easy to sign up. I didn’t have to worry about anything.

Denise Bogdan

5 stars

Set up was easy

Set up was easy, and the people that I spoke with were fantastic! Great Empathy and…

WENDY F.

5 stars

Respect.

I was never made to feel like a failure in life due to our circumstances. I…

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Receive a Free Debt Analysis from a Trained Counsellor

Review your debts, credit, and budget with a trained credit counsellor to see where you stand and learn about options for relief

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Decide If a Debt Management Plan is Right for You

Learn how a customised plan can help you get out of debt with one affordable payment, and how it compares to other solutions

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Become Debt-Free in 30-60 Payments and Save Thousands

Consolidate credit cards, unsecured loans, and collections into one payment, minimize interest and stop penalties to save time and money

Case Study

Alexander from Toronto, ON

“My experience with Consolidated Credit has been awesome. I was in so much stress and as soon as I was talking with my consultant, I felt a lot better. They are really kind and very understanding and were able to come up with a solution for me that made sense and made things so much easier. I appreciate all the help and this program is something I would 100% refer friends and family too. Everyone deserves to be debt free. Thank you. ”

Where he started:
  • Total unsecured debt: $12,063.00
  • Estimated interest charges: $6,138.53
  • Time to payoff: 11 years, 1 month
  • Total monthly payments: $491.32
After DMP enrollment:
  • Average negotiated interest rate: 0.00%
  • Total interest charges: $0.00
  • Time to payoff: 3 years
  • Total monthly payment: $333.00
Time Saved

8 years, 1 month

Monthly Savings

$158.32

Interest Saved

$6138.53

Consolidated Credit is one of Canada’s largest nonprofit credit counselling organizations. It’s our mission to help Canadians end financial crises caused by unexpected expenses, reduced income and life events, such as unemployment. Since 2007, we’ve helped half a million people find relief.