Take on 2023 without the Stress of Unpaid Bills

Reduce Your Total Credit Card Payments By Up to 50%

You are not alone:

Laurie-Anne D. got help with $99,000 in ON2 minutes ago
Abraham A. got help with $14,999 in ON3 minutes ago
Randall W. got help with $30,500 in ON3 minutes ago
Bernard B. got help with $10,000 in ON7 minutes ago
Nathan G. got help with $29,999 in ON9 minutes ago
Miriah F. got help with $11,331 in BC12 minutes ago
Robert A. got help with $34,000 in ON13 minutes ago
Derrick G. got help with $50,000 in AB14 minutes ago
Chloe C. got help with $29,999 in MB16 minutes ago
Corey D. got help with $39,999 in ON18 minutes ago
Annette T. got help with $54,500 in NB18 minutes ago
Allan V. got help with $19,999 in ON18 minutes ago
Teri-Jeanne I. got help with $14,999 in ON18 minutes ago
Rohan R. got help with $10,000 in ON19 minutes ago
Samira R. got help with $55,000 in BC21 minutes ago
Lindsay P. got help with $40,000 in ON22 minutes ago
Jaden H. got help with $14,999 in NS25 minutes ago
April Anne H. got help with $30,000 in NS25 minutes ago
John F. got help with $39,999 in ON26 minutes ago
Danika R. got help with $14,999 in QC31 minutes ago
  • Customize a payoff plan with a trained credit counsellor
  • Reduce or eliminate interest
  • Lower your total credit card payments by up to 50%
  • Become debt-free faster

Clients Share Their Experiences…

Excellent

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Rated 4.7 / 5 based on 6,837 reviews onTrustpilot
5 stars

Non-Judgemental

They’re very helpful. Whenever I have a problem with my funding, I’m never judged…

ELIZABETH M.

5 stars

Thank you so much

Thank you so much. I deeply appreciate your support. Your kindness has brought me…

Melo Ol

5 stars

first time to deal…

first time to deal consolidated and i’m satisfied for their service thanks you ..

customer – FG

5 stars

great work

Very professional and they work with you!!

Angelo

4 stars

Helping navigate debt.

Helping navigate debt.

GEORGE M.

5 stars

This company is concrete

This company is concrete, legit, and consistent. I appreciate the portal page so I…

LISA K.

5 stars

Good company

Company is very easy to deal with And easy to get ahold of when needed

PAUL W.

5 stars

so far so good

accounts are all active

Timothy Hogue

5 stars

Knowledgeable staff

Knowledgeable staff Always here to help.

KAREN

5 stars

Everything 😍

Everything 😍

NORMAN N.

5 stars

The best service in…

You guys were the best. 99.9% chance of a reasonable debt solution. Thanks.

TRISTAN D.

5 stars

Everyone has been very…

Everyone has been very helpful and professional.

HEATHER M.

4 stars

Laura was very helpful…

Laura was very helpful and informative

Wayne Mclaughlin

5 stars

Very helpful and…

Very helpful and accommodating

ME L.

Showing our 4 and 5 star ratings

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Receive a Free Debt Analysis from a Trained Counsellor

Review your debts, credit, and budget with a trained credit counsellor to see where you stand and learn about options for relief

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Decide If a Debt Management Plan is Right for You

Learn how a customised plan can help you get out of debt with one affordable payment, and how it compares to other solutions

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Become Debt-Free in 30-60 Payments and Save Thousands

Consolidate credit cards, unsecured loans, and collections into one payment, minimize interest and stop penalties to save time and money

Case Study

Alexander from Toronto, ON

“My experience with Consolidated Credit has been awesome. I was in so much stress and as soon as I was talking with my consultant, I felt a lot better. They are really kind and very understanding and were able to come up with a solution for me that made sense and made things so much easier. I appreciate all the help and this program is something I would 100% refer friends and family too. Everyone deserves to be debt free. Thank you. ”

Where he started:
  • Total unsecured debt: $12,063.00
  • Estimated interest charges: $6,138.53
  • Time to payoff: 11 years, 1 month
  • Total monthly payments: $491.32
After DMP enrollment:
  • Average negotiated interest rate: 0.00%
  • Total interest charges: $0.00
  • Time to payoff: 3 years
  • Total monthly payment: $333.00
Time Saved

8 years, 1 month

Monthly Savings

$158.32

Interest Saved

$6138.53

Consolidated Credit is one of Canada’s largest nonprofit credit counselling organizations. It’s our mission to help Canadians end financial crises caused by unexpected expenses, reduced income and life events, such as unemployment. Since 2007, we’ve helped half a million people find relief.