Take on 2026 without the Stress of Unpaid Bills

Reduce Your Total Credit Card Payments By Up to 50%

You are not alone:

Oleksii S. got help with $10,000 in NS7 minutes ago
Amritpal S. got help with $14,999 in ON34 minutes ago
Dimuthu W. got help with $14,999 in ON41 minutes ago
Milan A. got help with $29,999 in AB50 minutes ago
Shane F. got help with $39,999 in ON55 minutes ago
Raymond A. got help with $7,500 in BC57 minutes ago
Yugrajpreet S. got help with $25,000 in ON60 minutes ago
Amarjot Singh M. got help with $10,000 in ON1 hour ago
Adam M. got help with $10,000 in ON1 hour ago
Toure B. got help with $29,999 in QC2 hours ago
Bishal N. got help with $39,999 in ON2 hours ago
Jean Philippe D. got help with $14,999 in QC2 hours ago
Colleen P. got help with $29,999 in ON2 hours ago
Ernesto I. got help with $10,000 in AB2 hours ago
Shana R. got help with $7,500 in SK2 hours ago
Mahbubur R. got help with $49,999 in ON2 hours ago
Charles H. got help with $14,999 in BC2 hours ago
Rochelle B. got help with $19,999 in PE2 hours ago
Rohab W. got help with $14,999 in ON2 hours ago
Clivr B. got help with $50,000 in ON2 hours ago
  • Customize a payoff plan with a trained credit counsellor
  • Reduce or eliminate interest
  • Lower your total credit card payments by up to 50%
  • Become debt-free faster

Clients Share Their Experiences…

Excellent

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Rated 4.7 / 5 based on 6,915 reviews onTrustpilot
5 stars

Great and helpful service

A great and helpful service that helped me get out of overwhelming debt. Customer…

Una Rose

5 stars

Great service

Great service

JAMES S.

5 stars

fast

fast, efficient

JAN

4 stars

STAFF WAS GREAT

STAFF WAS GREAT , STILL UNCLEAR IF THIS PROGRAMM CAN HELP ME OR NOT, WAS A LONG…

Vanessa Wilkie

5 stars

Worked well with me and…

Worked well with me and found a reasonable rate at witch to pay my debt back

ROBERT F.

5 stars

excellent

excellent – service

Mike Atkinson

5 stars

Easy to talk to and they…

Easy to talk to and they try to explain things to you in a way that you can…

NICHOLAS T.

5 stars

Very good experience

Given time to have explanations to all my questions. Very perfect service

Khouloud Fatmi

5 stars

He was amazing from…

He was amazing from start to finish.

June Brown

5 stars

Everything was easier…

Everything was easier then I thought if would be. Overall outcome was better then I…

GARY

5 stars

Easy quick service

Easy quick service

NOLAN B.

5 stars

They are truly life…

They are truly life savers! I can’t even imagine where I would be today without them.

Tanya Formagie

5 stars

Thank you for…

Thank you, Mr. Bile The services were useful, and I really appreciate them.

Marie Natacha Balan

5 stars

Nice service

Very Professional. Thanks a lot for your help

MEDHI N.

Showing our 4 and 5 star ratings

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Receive a Free Debt Analysis from a Trained Counsellor

Review your debts, credit, and budget with a trained credit counsellor to see where you stand and learn about options for relief

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Decide If a Debt Management Plan is Right for You

Learn how a customised plan can help you get out of debt with one affordable payment, and how it compares to other solutions

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Become Debt-Free in 30-60 Payments and Save Thousands

Consolidate credit cards, unsecured loans, and collections into one payment, minimize interest and stop penalties to save time and money

Case Study

Alexander from Toronto, ON

“My experience with Consolidated Credit has been awesome. I was in so much stress and as soon as I was talking with my consultant, I felt a lot better. They are really kind and very understanding and were able to come up with a solution for me that made sense and made things so much easier. I appreciate all the help and this program is something I would 100% refer friends and family too. Everyone deserves to be debt free. Thank you. ”

Where he started:
  • Total unsecured debt: $12,063.00
  • Estimated interest charges: $6,138.53
  • Time to payoff: 11 years, 1 month
  • Total monthly payments: $491.32
After DMP enrollment:
  • Average negotiated interest rate: 0.00%
  • Total interest charges: $0.00
  • Time to payoff: 3 years
  • Total monthly payment: $333.00
Time Saved

8 years, 1 month

Monthly Savings

$158.32

Interest Saved

$6138.53

Consolidated Credit is one of Canada’s largest nonprofit credit counselling organizations. It’s our mission to help Canadians end financial crises caused by unexpected expenses, reduced income and life events, such as unemployment. Since 2007, we’ve helped half a million people find relief.