Take on 2025 without the Stress of Unpaid Bills

Reduce Your Total Credit Card Payments By Up to 50%

You are not alone:

Brandon P. got help with $10,000 in ON7 minutes ago
Akaesha W. got help with $20,000 in AB25 minutes ago
Ludovic K. got help with $11,000 in ON48 minutes ago
Parneet S. got help with $50,000 in AB49 minutes ago
Clarise A. got help with $24,999 in MB51 minutes ago
Kevin F. got help with $15,000 in ON1 hour ago
Lindy T. got help with $49,999 in AB2 hours ago
Curtis M. got help with $10,000 in AB2 hours ago
Jinal U. got help with $18,000 in ON2 hours ago
Alex D. got help with $60,000 in MB2 hours ago
Nima S. got help with $20,000 in QC2 hours ago
Taylor F. got help with $30,000 in ON3 hours ago
Kirsten C. got help with $10,000 in SK3 hours ago
Anthony M. got help with $8,000 in ON3 hours ago
Helen L. got help with $10,900 in AB3 hours ago
Donald O. got help with $14,999 in AB3 hours ago
Lincoln D. got help with $39,999 in QC4 hours ago
Neji Z. got help with $10,000 in NB4 hours ago
Steve B. got help with $10,000 in AB4 hours ago
Lyne C. got help with $14,999 in QC4 hours ago
  • Customize a payoff plan with a trained credit counsellor
  • Reduce or eliminate interest
  • Lower your total credit card payments by up to 50%
  • Become debt-free faster

Clients Share Their Experiences…

Excellent

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Rated 4.7 / 5 based on 6,889 reviews onTrustpilot
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The lady I spoke with…

The lady I spoke with was very pleasant, professional and helpful. Sheappeared to…

Debra Buggins

5 stars

Always friendly staff

Always friendly staff, and also very helpful

Glen Martineau

5 stars

An invaluable service…

They have been a saving grace for me; their service has been invaluable. Before…

Tyler J

5 stars

The agent explained all…

The agent explained all my options and then recommended the payment plan. Then they…

JustAnswer Customer

5 stars

Simple and they truly…

Simple and they truly help you!

customer

5 stars

Really awesome

Really awesome, saved me from crippling debt

IAN M.

5 stars

Working Great So Far

Working Great So Far

Gerry Pfennigs

5 stars

My questions were…

My questions were answered clearly and thoroughly

Rocky Butala

4 stars

Excellent service

I feel they have been attentive and have helped me very quickly.

ANGEL GADIEL G.

5 stars

Helpful staff with good…

Helpful staff with good solutions.

Daniel Grant

5 stars

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Friendly, helpful employees

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Receive a Free Debt Analysis from a Trained Counsellor

Review your debts, credit, and budget with a trained credit counsellor to see where you stand and learn about options for relief

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Decide If a Debt Management Plan is Right for You

Learn how a customised plan can help you get out of debt with one affordable payment, and how it compares to other solutions

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Become Debt-Free in 30-60 Payments and Save Thousands

Consolidate credit cards, unsecured loans, and collections into one payment, minimize interest and stop penalties to save time and money

Case Study

Alexander from Toronto, ON

“My experience with Consolidated Credit has been awesome. I was in so much stress and as soon as I was talking with my consultant, I felt a lot better. They are really kind and very understanding and were able to come up with a solution for me that made sense and made things so much easier. I appreciate all the help and this program is something I would 100% refer friends and family too. Everyone deserves to be debt free. Thank you. ”

Where he started:
  • Total unsecured debt: $12,063.00
  • Estimated interest charges: $6,138.53
  • Time to payoff: 11 years, 1 month
  • Total monthly payments: $491.32
After DMP enrollment:
  • Average negotiated interest rate: 0.00%
  • Total interest charges: $0.00
  • Time to payoff: 3 years
  • Total monthly payment: $333.00
Time Saved

8 years, 1 month

Monthly Savings

$158.32

Interest Saved

$6138.53

Consolidated Credit is one of Canada’s largest nonprofit credit counselling organizations. It’s our mission to help Canadians end financial crises caused by unexpected expenses, reduced income and life events, such as unemployment. Since 2007, we’ve helped half a million people find relief.