Take on 2026 without the Stress of Unpaid Bills

Reduce Your Total Credit Card Payments By Up to 50%

You are not alone:

Magaly T. got help with $14,999 in QC2 minutes ago
Landry Ekonya N. got help with $14,999 in ON18 minutes ago
Veronique F. got help with $14,999 in QC31 minutes ago
William C. got help with $14,999 in BC52 minutes ago
Jackilyn N. got help with $25,000 in ON1 hour ago
Shane P. got help with $59,999 in AB1 hour ago
Michael W. got help with $29,999 in ON1 hour ago
Dawn J. got help with $30,000 in ON1 hour ago
Manmohan S. got help with $14,999 in MB2 hours ago
David M. got help with $39,999 in ON2 hours ago
Jan Steven T. got help with $19,999 in BC2 hours ago
Michelle G. got help with $29,999 in ON2 hours ago
Serge L. got help with $14,999 in QC2 hours ago
Parwinder S. got help with $19,999 in AB2 hours ago
Curtis V. got help with $59,999 in BC2 hours ago
Kristen P. got help with $19,999 in AB2 hours ago
Luke T. got help with $14,999 in NU3 hours ago
Sa M. got help with $49,999 in ON3 hours ago
Angelina B. got help with $19,999 in NS3 hours ago
Varinder J. got help with $19,999 in ON3 hours ago
  • Customize a payoff plan with a trained credit counsellor
  • Reduce or eliminate interest
  • Lower your total credit card payments by up to 50%
  • Become debt-free faster

Clients Share Their Experiences…

Excellent

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Rated 4.7 / 5 based on 6,931 reviews onTrustpilot
5 stars

I was scared to give my…

I was scared to give my informations about my bank account and tolded him I need it…

Daniel Fournier

5 stars

It’s so easy and helpful.

It’s so easy and helpful.

CHRISTOPHER R.

5 stars

Just very easy going…

Just very easy going service and very helpfull

JOSHUA ALBUS

5 stars

Good advise and courtesy

Good advise and courtesy

MARIE B.

4 stars

Good company

Good company

Graham Rhodenizer

5 stars

Very easy to work with

Very easy to work with

Twila Heather Singer

5 stars

Everything it’s good

Everything it’s good , good services , good attention

Huascar B

5 stars

I see my credit score…

I see my credit score higher, i can di activities and i have pease of mind.

Julie Davidson

5 stars

The process was very…

The process was very easy and didn’t make me feel bad

AMY F.

5 stars

Great and helpful service

A great and helpful service that helped me get out of overwhelming debt. Customer…

Una Rose

5 stars

Great service

Great service

JAMES S.

Showing our 4 and 5 star ratings

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Receive a Free Debt Analysis from a Trained Counsellor

Review your debts, credit, and budget with a trained credit counsellor to see where you stand and learn about options for relief

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Decide If a Debt Management Plan is Right for You

Learn how a customised plan can help you get out of debt with one affordable payment, and how it compares to other solutions

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Become Debt-Free in 30-60 Payments and Save Thousands

Consolidate credit cards, unsecured loans, and collections into one payment, minimize interest and stop penalties to save time and money

Case Study

Alexander from Toronto, ON

“My experience with Consolidated Credit has been awesome. I was in so much stress and as soon as I was talking with my consultant, I felt a lot better. They are really kind and very understanding and were able to come up with a solution for me that made sense and made things so much easier. I appreciate all the help and this program is something I would 100% refer friends and family too. Everyone deserves to be debt free. Thank you. ”

Where he started:
  • Total unsecured debt: $12,063.00
  • Estimated interest charges: $6,138.53
  • Time to payoff: 11 years, 1 month
  • Total monthly payments: $491.32
After DMP enrollment:
  • Average negotiated interest rate: 0.00%
  • Total interest charges: $0.00
  • Time to payoff: 3 years
  • Total monthly payment: $333.00
Time Saved

8 years, 1 month

Monthly Savings

$158.32

Interest Saved

$6138.53

Consolidated Credit is one of Canada’s largest nonprofit credit counselling organizations. It’s our mission to help Canadians end financial crises caused by unexpected expenses, reduced income and life events, such as unemployment. Since 2007, we’ve helped half a million people find relief.