Take on 2026 without the Stress of Unpaid Bills

Reduce Your Total Credit Card Payments By Up to 50%

You are not alone:

Jaicee M. got help with $39,999 in AB1 minute ago
Jennifer H. got help with $10,000 in ON1 minute ago
Walter C. got help with $10,000 in NS1 hour ago
Angela S. got help with $18,000 in NB1 hour ago
Victoria J. got help with $10,000 in ON1 hour ago
David A. got help with $10,000 in ON1 hour ago
Angela G. got help with $17,500 in PE1 hour ago
Olivia P. got help with $12,500 in BC1 hour ago
Ikson M. got help with $15,000 in BC1 hour ago
Chris D. got help with $10,000 in AB1 hour ago
Abdullateef O. got help with $10,000 in SK1 hour ago
Joseph B. got help with $15,000 in AB1 hour ago
Donald R. got help with $10,000 in BC1 hour ago
Rock S. got help with $17,500 in ON1 hour ago
Shirin S. got help with $10,000 in ON1 hour ago
Clayton T. got help with $10,000 in SK1 hour ago
Kaeli K. got help with $10,000 in BC1 hour ago
Asini P. got help with $10,000 in SK1 hour ago
Mudith U. got help with $10,000 in AB1 hour ago
Nicasio D. got help with $10,000 in AB1 hour ago
  • Customize a payoff plan with a trained credit counsellor
  • Reduce or eliminate interest
  • Lower your total credit card payments by up to 50%
  • Become debt-free faster

Clients Share Their Experiences…

Excellent

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Rated 4.7 / 5 based on 6,868 reviews onTrustpilot
5 stars

Great always very…

Great always very helpful staff if needed to move payments easy and fast to do would…

Tracy Fraser

5 stars

5 Star Servce

I can not say enough nice words about the service I received today. My agent was…

MEL

5 stars

Excellent customer…

Very helpful. Good explanations kind employees

SHELLY B.

5 stars

Amazing team

Amazing team! It was do easy to sign up. I didn’t have to worry about anything.

Denise Bogdan

5 stars

Set up was easy

Set up was easy, and the people that I spoke with were fantastic! Great Empathy and…

WENDY F.

5 stars

Respect.

I was never made to feel like a failure in life due to our circumstances. I…

JENNIFER P.

5 stars

he was really…

he was really understanding and caring!

Ashley C

5 stars

Good response always…

Always with the positive response and good in understanding the requirements and…

Chandan Goud

5 stars

Very satisfied

Very satisfied. I now have more money to spend than before and my debt is also being…

Shan Faizan

5 stars

Literally saved my life…

Literally saved my life as I was drowning.

Carly dorce

5 stars

Great Service

It was a great experience

JENNIE H.

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Receive a Free Debt Analysis from a Trained Counsellor

Review your debts, credit, and budget with a trained credit counsellor to see where you stand and learn about options for relief

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Decide If a Debt Management Plan is Right for You

Learn how a customised plan can help you get out of debt with one affordable payment, and how it compares to other solutions

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Become Debt-Free in 30-60 Payments and Save Thousands

Consolidate credit cards, unsecured loans, and collections into one payment, minimize interest and stop penalties to save time and money

Case Study

Alexander from Toronto, ON

“My experience with Consolidated Credit has been awesome. I was in so much stress and as soon as I was talking with my consultant, I felt a lot better. They are really kind and very understanding and were able to come up with a solution for me that made sense and made things so much easier. I appreciate all the help and this program is something I would 100% refer friends and family too. Everyone deserves to be debt free. Thank you. ”

Where he started:
  • Total unsecured debt: $12,063.00
  • Estimated interest charges: $6,138.53
  • Time to payoff: 11 years, 1 month
  • Total monthly payments: $491.32
After DMP enrollment:
  • Average negotiated interest rate: 0.00%
  • Total interest charges: $0.00
  • Time to payoff: 3 years
  • Total monthly payment: $333.00
Time Saved

8 years, 1 month

Monthly Savings

$158.32

Interest Saved

$6138.53

Consolidated Credit is one of Canada’s largest nonprofit credit counselling organizations. It’s our mission to help Canadians end financial crises caused by unexpected expenses, reduced income and life events, such as unemployment. Since 2007, we’ve helped half a million people find relief.