Take on 2026 without the Stress of Unpaid Bills

Reduce Your Total Credit Card Payments By Up to 50%

You are not alone:

Darin N. got help with $14,999 in BC4 minutes ago
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Gabriel C. got help with $10,000 in QC26 minutes ago
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Robin H. got help with $29,999 in ON44 minutes ago
Sarah L. got help with $20,000 in ON1 hour ago
Megan H. got help with $29,999 in AB1 hour ago
Francois Nicolas D. got help with $19,999 in QC1 hour ago
Brenden S. got help with $14,999 in BC1 hour ago
Wayne B. got help with $14,999 in ON1 hour ago
Liah C. got help with $35,000 in ON1 hour ago
Imelda R. got help with $10,000 in BC1 hour ago
Mindy O. got help with $29,999 in SK1 hour ago
Oussama C. got help with $14,999 in QC1 hour ago
Amanda D. got help with $15,000 in AB2 hours ago
Abbas A. got help with $10,000 in AB2 hours ago
Amit S. got help with $20,000 in AB2 hours ago
Trevor N. got help with $8,000 in AB2 hours ago
Scott S. got help with $19,999 in ON2 hours ago
Joe M. got help with $60,000 in NL2 hours ago
  • Customize a payoff plan with a trained credit counsellor
  • Reduce or eliminate interest
  • Lower your total credit card payments by up to 50%
  • Become debt-free faster

Clients Share Their Experiences…

Excellent

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Rated 4.7 / 5 based on 6,916 reviews onTrustpilot
5 stars

The process was very…

The process was very easy and didn’t make me feel bad

AMY F.

5 stars

Great and helpful service

A great and helpful service that helped me get out of overwhelming debt. Customer…

Una Rose

5 stars

Great service

Great service

JAMES S.

5 stars

fast

fast, efficient

JAN

4 stars

STAFF WAS GREAT

STAFF WAS GREAT , STILL UNCLEAR IF THIS PROGRAMM CAN HELP ME OR NOT, WAS A LONG…

Vanessa Wilkie

5 stars

Worked well with me and…

Worked well with me and found a reasonable rate at witch to pay my debt back

ROBERT F.

5 stars

excellent

excellent – service

Mike Atkinson

5 stars

Easy to talk to and they…

Easy to talk to and they try to explain things to you in a way that you can…

NICHOLAS T.

5 stars

Very good experience

Given time to have explanations to all my questions. Very perfect service

Khouloud Fatmi

5 stars

He was amazing from…

He was amazing from start to finish.

June Brown

5 stars

Everything was easier…

Everything was easier then I thought if would be. Overall outcome was better then I…

GARY

5 stars

Easy quick service

Easy quick service

NOLAN B.

5 stars

They are truly life…

They are truly life savers! I can’t even imagine where I would be today without them.

Tanya Formagie

5 stars

Thank you for…

Thank you, Mr. Bile The services were useful, and I really appreciate them.

Marie Natacha Balan

Showing our 4 and 5 star ratings

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Receive a Free Debt Analysis from a Trained Counsellor

Review your debts, credit, and budget with a trained credit counsellor to see where you stand and learn about options for relief

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Decide If a Debt Management Plan is Right for You

Learn how a customised plan can help you get out of debt with one affordable payment, and how it compares to other solutions

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Become Debt-Free in 30-60 Payments and Save Thousands

Consolidate credit cards, unsecured loans, and collections into one payment, minimize interest and stop penalties to save time and money

Case Study

Alexander from Toronto, ON

“My experience with Consolidated Credit has been awesome. I was in so much stress and as soon as I was talking with my consultant, I felt a lot better. They are really kind and very understanding and were able to come up with a solution for me that made sense and made things so much easier. I appreciate all the help and this program is something I would 100% refer friends and family too. Everyone deserves to be debt free. Thank you. ”

Where he started:
  • Total unsecured debt: $12,063.00
  • Estimated interest charges: $6,138.53
  • Time to payoff: 11 years, 1 month
  • Total monthly payments: $491.32
After DMP enrollment:
  • Average negotiated interest rate: 0.00%
  • Total interest charges: $0.00
  • Time to payoff: 3 years
  • Total monthly payment: $333.00
Time Saved

8 years, 1 month

Monthly Savings

$158.32

Interest Saved

$6138.53

Consolidated Credit is one of Canada’s largest nonprofit credit counselling organizations. It’s our mission to help Canadians end financial crises caused by unexpected expenses, reduced income and life events, such as unemployment. Since 2007, we’ve helped half a million people find relief.