Take on 2026 without the Stress of Unpaid Bills

Reduce Your Total Credit Card Payments By Up to 50%

You are not alone:

Tyler S. got help with $19,999 in AB1 minute ago
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Darryl P. got help with $39,999 in ON12 minutes ago
Sylvie C. got help with $20,000 in QC15 minutes ago
Savannah W. got help with $14,999 in BC19 minutes ago
Jenifer F. got help with $29,999 in ON21 minutes ago
Brian B. got help with $29,999 in AB22 minutes ago
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Edith M. got help with $10,000 in BC24 minutes ago
Tyree A. got help with $14,999 in AB31 minutes ago
Dindo A. got help with $39,999 in QC32 minutes ago
Francis T. got help with $15,000 in QC33 minutes ago
Saeid G. got help with $49,999 in ON34 minutes ago
Spencer M. got help with $79,999 in ON37 minutes ago
Marie-Nadine N. got help with $29,999 in QC41 minutes ago
Pamela D. got help with $39,999 in ON41 minutes ago
Christine H. got help with $14,999 in AB46 minutes ago
Eliseo L. got help with $14,999 in QC47 minutes ago
Galena B. got help with $59,999 in BC49 minutes ago
  • Customize a payoff plan with a trained credit counsellor
  • Reduce or eliminate interest
  • Lower your total credit card payments by up to 50%
  • Become debt-free faster

Clients Share Their Experiences…

Excellent

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Rated 4.7 / 5 based on 6,894 reviews onTrustpilot
5 stars

They helped me when no…

They helped me when no one else did and gave me hope.

Sarah

5 stars

Very kind and helpful

Very kind and helpful

Jireh Malyk

5 stars

Shalaiya was kind and…

Shalaiya was kind and understanding. She was patient and let me go on explaining…

Sandra Yawney

5 stars

Good job

Helped me a lot

LOGAN G.

5 stars

CCC team is just amazing…

CCC team is just amazing in helping me get out of debt with there planned monthly…

GH

5 stars

One of the best

I am free because of the help and paying my debt on time

Naomi

5 stars

Very helpful

Very helpful, great staff.

customer

5 stars

Very kind personal.

Very kind personal. Lady Rim is very kind and open in the process.

ILIE

5 stars

Promptness

Promptness

Kelly Nehring

5 stars

Waqas was very very…

Waqas was very very helpful,he took time to explain every step,thank you so much sir.

Shawn Weir

5 stars

The group at…

The group at consolidated credit Canada made everything easy, from sign up to…

TREVOR P.

5 stars

This has helped us to…

This has helped us to get out of debt

Vicky Gorbett

5 stars

No hasdles and great…

No hasdles and great customer service

Lisa Thompson

5 stars

very helpful was able to…

very helpful was able to answer ally questions and help me understand everything.

Elton Conde

Showing our 4 and 5 star ratings

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Receive a Free Debt Analysis from a Trained Counsellor

Review your debts, credit, and budget with a trained credit counsellor to see where you stand and learn about options for relief

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Decide If a Debt Management Plan is Right for You

Learn how a customised plan can help you get out of debt with one affordable payment, and how it compares to other solutions

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Become Debt-Free in 30-60 Payments and Save Thousands

Consolidate credit cards, unsecured loans, and collections into one payment, minimize interest and stop penalties to save time and money

Case Study

Alexander from Toronto, ON

“My experience with Consolidated Credit has been awesome. I was in so much stress and as soon as I was talking with my consultant, I felt a lot better. They are really kind and very understanding and were able to come up with a solution for me that made sense and made things so much easier. I appreciate all the help and this program is something I would 100% refer friends and family too. Everyone deserves to be debt free. Thank you. ”

Where he started:
  • Total unsecured debt: $12,063.00
  • Estimated interest charges: $6,138.53
  • Time to payoff: 11 years, 1 month
  • Total monthly payments: $491.32
After DMP enrollment:
  • Average negotiated interest rate: 0.00%
  • Total interest charges: $0.00
  • Time to payoff: 3 years
  • Total monthly payment: $333.00
Time Saved

8 years, 1 month

Monthly Savings

$158.32

Interest Saved

$6138.53

Consolidated Credit is one of Canada’s largest nonprofit credit counselling organizations. It’s our mission to help Canadians end financial crises caused by unexpected expenses, reduced income and life events, such as unemployment. Since 2007, we’ve helped half a million people find relief.