Take on 2026 without the Stress of Unpaid Bills

Reduce Your Total Credit Card Payments By Up to 50%

You are not alone:

Aman S. got help with $10,000 in BC7 minutes ago
Devesh N. got help with $30,000 in ON40 minutes ago
Asaria C. got help with $25,000 in MB55 minutes ago
Skyler N. got help with $45,000 in NS56 minutes ago
Kevin A. got help with $48,000 in ON58 minutes ago
Minhee S. got help with $15,999 in AB58 minutes ago
Adama F. got help with $14,999 in ON2 hours ago
Thomas W. got help with $14,999 in ON2 hours ago
Mikaela B. got help with $24,999 in AB2 hours ago
Curtis I. got help with $65,000 in BC3 hours ago
Glenn D. got help with $24,999 in AB3 hours ago
Melissa H. got help with $34,000 in SK3 hours ago
Karin J. got help with $12,000 in ON4 hours ago
Cindy-Jane D. got help with $35,000 in AB4 hours ago
Angela W. got help with $45,000 in BC4 hours ago
James C. got help with $65,369 in ON4 hours ago
Jacqueline S. got help with $43,528 in AB4 hours ago
Christine V. got help with $25,156 in ON4 hours ago
Elhadji Thierno B. got help with $30,440 in QC4 hours ago
Michel L. got help with $28,443 in ON4 hours ago
  • Customize a payoff plan with a trained credit counsellor
  • Reduce or eliminate interest
  • Lower your total credit card payments by up to 50%
  • Become debt-free faster

Clients Share Their Experiences…

Excellent

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Rated 4.7 / 5 based on 6,861 reviews onTrustpilot
5 stars

Respect.

I was never made to feel like a failure in life due to our circumstances. I…

JENNIFER P.

5 stars

he was really…

he was really understanding and caring!

Ashley C

5 stars

Good response always…

Always with the positive response and good in understanding the requirements and…

Chandan Goud

5 stars

Very satisfied

Very satisfied. I now have more money to spend than before and my debt is also being…

Shan Faizan

5 stars

Literally saved my life…

Literally saved my life as I was drowning.

Carly dorce

5 stars

Great Service

It was a great experience

JENNIE H.

5 stars

I’ve tried all kinds…

I’ve tried all kinds of resources and she was the only one who actually seemed to…

Ray Beaudette

5 stars

Support

Support to me and good communication, even though my debt and economic problem

ZHOAR R.

5 stars

You were easy to deal…

You were easy to deal with

DEBBIE

5 stars

Very helpful

Very helpful

MATTHEW G.

5 stars

Very helpful

Very helpful , I love the live chat feature, agents are always understanding and do…

KERRY P.

5 stars

Made life so much easier!

Made life so much easier!

D. P.

Showing our 4 and 5 star ratings

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Receive a Free Debt Analysis from a Trained Counsellor

Review your debts, credit, and budget with a trained credit counsellor to see where you stand and learn about options for relief

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Decide If a Debt Management Plan is Right for You

Learn how a customised plan can help you get out of debt with one affordable payment, and how it compares to other solutions

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Become Debt-Free in 30-60 Payments and Save Thousands

Consolidate credit cards, unsecured loans, and collections into one payment, minimize interest and stop penalties to save time and money

Case Study

Alexander from Toronto, ON

“My experience with Consolidated Credit has been awesome. I was in so much stress and as soon as I was talking with my consultant, I felt a lot better. They are really kind and very understanding and were able to come up with a solution for me that made sense and made things so much easier. I appreciate all the help and this program is something I would 100% refer friends and family too. Everyone deserves to be debt free. Thank you. ”

Where he started:
  • Total unsecured debt: $12,063.00
  • Estimated interest charges: $6,138.53
  • Time to payoff: 11 years, 1 month
  • Total monthly payments: $491.32
After DMP enrollment:
  • Average negotiated interest rate: 0.00%
  • Total interest charges: $0.00
  • Time to payoff: 3 years
  • Total monthly payment: $333.00
Time Saved

8 years, 1 month

Monthly Savings

$158.32

Interest Saved

$6138.53

Consolidated Credit is one of Canada’s largest nonprofit credit counselling organizations. It’s our mission to help Canadians end financial crises caused by unexpected expenses, reduced income and life events, such as unemployment. Since 2007, we’ve helped half a million people find relief.