Take on 2026 without the Stress of Unpaid Bills

Reduce Your Total Credit Card Payments By Up to 50%

You are not alone:

Merrick H. got help with $14,999 in AB4 minutes ago
Isabelo V. got help with $19,999 in AB6 minutes ago
Karthick R. got help with $19,999 in ON7 minutes ago
Maggie L. got help with $10,000 in QC9 minutes ago
Ross M. got help with $29,999 in BC10 minutes ago
Hamidreza A. got help with $19,999 in ON16 minutes ago
Amy C. got help with $39,999 in ON16 minutes ago
Dustin G. got help with $24,999 in ON18 minutes ago
Robert W. got help with $14,999 in AB20 minutes ago
Katrina M. got help with $49,999 in AB22 minutes ago
Gabrielle D. got help with $14,999 in ON24 minutes ago
Ben B. got help with $59,999 in ON26 minutes ago
Ivan D. got help with $49,999 in AB30 minutes ago
Kassandra Z. got help with $14,999 in ON34 minutes ago
Asim S. got help with $15,000 in SK34 minutes ago
Gulzar A. got help with $29,999 in ON37 minutes ago
Keisha K. got help with $14,999 in BC44 minutes ago
Nicole L. got help with $14,999 in ON51 minutes ago
Gurjit S. got help with $29,999 in BC52 minutes ago
Tina D. got help with $39,999 in NB53 minutes ago
  • Customize a payoff plan with a trained credit counsellor
  • Reduce or eliminate interest
  • Lower your total credit card payments by up to 50%
  • Become debt-free faster

Clients Share Their Experiences…

Excellent

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Rated 4.7 / 5 based on 6,902 reviews onTrustpilot
5 stars

Thank you for…

Thank you, Mr. Bile The services were useful, and I really appreciate them.

Marie Natacha Balan

5 stars

Nice service

Very Professional. Thanks a lot for your help

MEDHI N.

5 stars

Very helpful

Very helpful

MD SHAFIQUL ISLAM

5 stars

Awesome love you guys

Awesome love you guys

LISA K.

5 stars

They made sure the terms…

They made sure the terms were very transparent. Extremely helpful every time I have…

JAMES R.

5 stars

Shalaiya Mcpherson…

Shalaiya Mcpherson ​​​​ Credit Counsellor explained me each and everything….

Harpreet Kaur

5 stars

Extremely Happy Customer

Customer service has been amazing, program and client portal are very easy to use

ALLISON G.

5 stars

They helped me when no…

They helped me when no one else did and gave me hope.

Sarah

5 stars

Very kind and helpful

Very kind and helpful

Jireh Malyk

5 stars

Shalaiya was kind and…

Shalaiya was kind and understanding. She was patient and let me go on explaining…

Sandra Yawney

5 stars

Good job

Helped me a lot

LOGAN G.

5 stars

CCC team is just amazing…

CCC team is just amazing in helping me get out of debt with there planned monthly…

GH

5 stars

One of the best

I am free because of the help and paying my debt on time

Naomi

5 stars

Very helpful

Very helpful, great staff.

customer

Showing our 4 and 5 star ratings

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Receive a Free Debt Analysis from a Trained Counsellor

Review your debts, credit, and budget with a trained credit counsellor to see where you stand and learn about options for relief

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Decide If a Debt Management Plan is Right for You

Learn how a customised plan can help you get out of debt with one affordable payment, and how it compares to other solutions

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Become Debt-Free in 30-60 Payments and Save Thousands

Consolidate credit cards, unsecured loans, and collections into one payment, minimize interest and stop penalties to save time and money

Case Study

Alexander from Toronto, ON

“My experience with Consolidated Credit has been awesome. I was in so much stress and as soon as I was talking with my consultant, I felt a lot better. They are really kind and very understanding and were able to come up with a solution for me that made sense and made things so much easier. I appreciate all the help and this program is something I would 100% refer friends and family too. Everyone deserves to be debt free. Thank you. ”

Where he started:
  • Total unsecured debt: $12,063.00
  • Estimated interest charges: $6,138.53
  • Time to payoff: 11 years, 1 month
  • Total monthly payments: $491.32
After DMP enrollment:
  • Average negotiated interest rate: 0.00%
  • Total interest charges: $0.00
  • Time to payoff: 3 years
  • Total monthly payment: $333.00
Time Saved

8 years, 1 month

Monthly Savings

$158.32

Interest Saved

$6138.53

Consolidated Credit is one of Canada’s largest nonprofit credit counselling organizations. It’s our mission to help Canadians end financial crises caused by unexpected expenses, reduced income and life events, such as unemployment. Since 2007, we’ve helped half a million people find relief.