Consolidated Credit’s Mission

Consolidated Credit was founded in 2007 with a mission to help Canadians end financial crises caused by debt. As one of the nation’s largest nonprofit credit counselling organizations, we’re dedicated to providing free credit counselling and financial education to people nationwide. We believe that with the right support and guidance, anyone can achieve long-term financial stability—even in the face of financial challenges, such as unemployment and divorce.

In addition to our credit counselling services, we strive to provide free financial education resources to our community. We work with community partners and private businesses to provide financial literacy education and wellness programs to groups in need.

Consolidated Credit is a registered non-profit charitable organization. We are here to be a support system and an advocate for our clients as they work to become debt-free. We work with creditors to reduce or eliminate interest charges on a client’s behalf, so it’s easier to pay down debt faster. When clients struggle to get out of debt effectively on their own, Consolidated Credit can be a bridge between the client and their creditors.

As a nonprofit service, our goal is to help you get out of debt. We will only recommend a debt management plan if a credit counsellor evaluates your finances and concludes it’s the best solution for your situation. If not, we will recommend the solution that would work best.

We also strive to help Canadians get out of debt affordably. Fees for a debt management plan are low compared to other debt relief options. They are solely intended to cover administrative costs.

Consolidated Credit is a proud member of several trade associations throughout Canada, including:

  • Canadian Association of Credit Counselling Services (CACCS)
  • Ontario Association of Credit Counselling Services (OACCS)
  • Canadian Centre for Accreditation
  • Toronto Board of Trade
  • Markham Board of Trade

CALL US TO RECEIVE A FREE DEBT AND BUDGET ANALYSIS FROM A TRAINED CREDIT COUNSELLOR

1-888-402-9720