Welcome LendforAll members! Get back to a Debt-Free Life. It's hard to ask for help with personal finances, but you are not alone.
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You are not alone:

Veena K. got help with $20,000 in ON4 minutes ago
Anita B. got help with $76,999 in AB7 minutes ago
Dorothy J. got help with $56,000 in BC12 minutes ago
Saray D. got help with $20,000 in ON13 minutes ago
Ryan K. got help with $42,000 in ON19 minutes ago
Justin T. got help with $10,000 in ON19 minutes ago
Travis W. got help with $39,999 in AB23 minutes ago
Graham M. got help with $45,000 in ON39 minutes ago
Pinky G. got help with $25,000 in FL43 minutes ago
Alana B. got help with $39,999 in ON51 minutes ago
Akshay M. got help with $24,999 in ON58 minutes ago
Tara W. got help with $52,000 in BC1 hour ago
Douglas A. got help with $280,000 in AB1 hour ago
Nick D. got help with $50,000 in NB1 hour ago
Rachit B. got help with $15,000 in NS1 hour ago
Karen T. got help with $20,000 in ON2 hours ago
Pauline S. got help with $26,000 in NB2 hours ago
Christian G. got help with $30,000 in AB2 hours ago
Natasha A. got help with $10,000 in BC2 hours ago
Gaganpreet G. got help with $25,000 in FL2 hours ago

Reduce Your Total Credit Card Payments by up to 30% to 50%.

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  • Customize a payoff plan with a trained credit counsellor
  • Reduce or eliminate interest
  • Lower your total credit card payments by up to 50%
  • Become debt-free faster

Clients Share Their Experiences…

Excellent

Trustpilot
Rated 4.7 / 5 based on 6,778 reviews onTrustpilot
5 stars

Easy to use

Great easy to use

JASON S.

5 stars

quick service

needs were met at a fast

V D.

5 stars

Helped motivate me to…

I wasn’t judged, i am more motivated to pay debts sooner then later. I felt a lot of…

TIELLE R.

5 stars

The people are friendly…

The people are friendly and answer all your questions or concerns. Thank you.

Myshele

5 stars

So streamlined

So streamlined; very clear on what they can do and the best options.

DONNA J.

5 stars

Easy to use…

Excellent service

BRADLEY T.

5 stars

Finance savior

Consolidated was very helpful and quick to come up with a solution to my financial…

SHELDON A.

5 stars

Nikhil made the entire…

Nikhil made the entire process so easy and painless. I was terrified to even make…

Pamela B

4 stars

Wonderful and helpful…

Wonderful and helpful customer service

MOHAMMED B.

5 stars

Sumaiya was very helpful

Sumaiya was very helpful, and friendly. I appreciated her patience, I am very busy…

Laura Mcmullin

5 stars

Very nice and helpful.

Very nice and helpful.

elsie murphy

5 stars

Great service and highly…

Great service and highly recommendable

Sadness

5 stars

Application

You made it easy and possible for me to pay off my debt. Thank you so much!

Laura Bell

Showing our 4 and 5 star ratings

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Receive a Free Debt Analysis from a Trained Counsellor

Review your debts, credit, and budget with a trained credit counsellor to see where you stand and learn about options for relief

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Decide If a Debt Management Plan is Right for You

Learn how a customised plan can help you get out of debt with one affordable payment, and how it compares to other solutions

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Become Debt-Free in 30-60 Payments and Save Thousands

Consolidate credit cards, unsecured loans, and collections into one payment, minimize interest and stop penalties to save time and money

Case Study

Alexander from Toronto, ON

“My experience with Consolidated Credit has been awesome. I was in so much stress and as soon as I was talking with my consultant, I felt a lot better. They are really kind and very understanding and were able to come up with a solution for me that made sense and made things so much easier. I appreciate all the help and this program is something I would 100% refer friends and family too. Everyone deserves to be debt free. Thank you. ”

Where he started:
  • Total unsecured debt: $12,063.00
  • Estimated interest charges: $6,138.53
  • Time to payoff: 11 years, 1 month
  • Total monthly payments: $491.32
After DMP enrollment:
  • Average negotiated interest rate: 0.00%
  • Total interest charges: $0.00
  • Time to payoff: 3 years
  • Total monthly payment: $333.00
Time Saved

8 years, 1 month

Monthly Savings

$158.32

Interest Saved

$6138.53

Consolidated Credit is one of Canada’s largest nonprofit credit counselling organizations. It’s our mission to help Canadians end financial crises caused by unexpected expenses, reduced income and life events, such as unemployment. Since 2007, we’ve helped half a million people find relief.