Welcome LendforAll members! Get back to a Debt-Free Life. It's hard to ask for help with personal finances, but you are not alone.
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You are not alone:

Harpreet S. got help with $10,000 in ON1 minute ago
Carlos P. got help with $50,000 in ON8 minutes ago
Kaitlyn G. got help with $33,000 in ON28 minutes ago
Samira M. got help with $10,000 in BC39 minutes ago
Loveleen K. got help with $10,000 in AB47 minutes ago
Michael D. got help with $14,999 in ON1 hour ago
Dan A. got help with $30,001 in ON1 hour ago
Trevor P. got help with $30,000 in AB2 hours ago
Charina J. got help with $60,000 in BC2 hours ago
Denis C. got help with $24,999 in AB2 hours ago
Remi L. got help with $15,000 in QC2 hours ago
Gordon M. got help with $10,000 in AB3 hours ago
Dianne R. got help with $33,000 in BC3 hours ago
Hannah C. got help with $19,000 in ON3 hours ago
Heather Z. got help with $10,000 in MB3 hours ago
Mackenzie D. got help with $15,000 in AB3 hours ago
Saira N. got help with $29,999 in MB3 hours ago
Peggy C. got help with $24,000 in NB3 hours ago
Dwight M. got help with $39,999 in AB3 hours ago
Sophie B. got help with $15,000 in QC3 hours ago

Reduce Your Total Credit Card Payments by up to 30% to 50%.

As featured in logos
  • Customize a payoff plan with a trained credit counsellor
  • Reduce or eliminate interest
  • Lower your total credit card payments by up to 50%
  • Become debt-free faster

Clients Share Their Experiences…

Excellent

Trustpilot
Rated 4.7 / 5 based on 6,852 reviews onTrustpilot
5 stars

Support

Support to me and good communication, even though my debt and economic problem

ZHOAR R.

5 stars

You were easy to deal…

You were easy to deal with

DEBBIE

5 stars

Very helpful

Very helpful

MATTHEW G.

5 stars

Very helpful

Very helpful , I love the live chat feature, agents are always understanding and do…

KERRY P.

5 stars

Made life so much easier!

Made life so much easier!

D. P.

5 stars

Excellent service

Excellent service

NICOLA T.

5 stars

Thank you for your…

Thank you for your patience and support.

FELIPE A.

5 stars

Easy

Easy, helpful,

Colin Williamson

5 stars

Noah and Arianna were…

Noah and Arianna were great to deal with. They explained in detail what was…

Bert Tucker

5 stars

The lady I spoke with…

The lady I spoke with was very pleasant, professional and helpful. Sheappeared to…

Debra Buggins

5 stars

Always friendly staff

Always friendly staff, and also very helpful

Glen Martineau

5 stars

An invaluable service…

They have been a saving grace for me; their service has been invaluable. Before…

Tyler J

5 stars

The agent explained all…

The agent explained all my options and then recommended the payment plan. Then they…

JustAnswer Customer

5 stars

Simple and they truly…

Simple and they truly help you!

customer

Showing our 4 and 5 star ratings

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Receive a Free Debt Analysis from a Trained Counsellor

Review your debts, credit, and budget with a trained credit counsellor to see where you stand and learn about options for relief

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Decide If a Debt Management Plan is Right for You

Learn how a customised plan can help you get out of debt with one affordable payment, and how it compares to other solutions

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Become Debt-Free in 30-60 Payments and Save Thousands

Consolidate credit cards, unsecured loans, and collections into one payment, minimize interest and stop penalties to save time and money

Case Study

Alexander from Toronto, ON

“My experience with Consolidated Credit has been awesome. I was in so much stress and as soon as I was talking with my consultant, I felt a lot better. They are really kind and very understanding and were able to come up with a solution for me that made sense and made things so much easier. I appreciate all the help and this program is something I would 100% refer friends and family too. Everyone deserves to be debt free. Thank you. ”

Where he started:
  • Total unsecured debt: $12,063.00
  • Estimated interest charges: $6,138.53
  • Time to payoff: 11 years, 1 month
  • Total monthly payments: $491.32
After DMP enrollment:
  • Average negotiated interest rate: 0.00%
  • Total interest charges: $0.00
  • Time to payoff: 3 years
  • Total monthly payment: $333.00
Time Saved

8 years, 1 month

Monthly Savings

$158.32

Interest Saved

$6138.53

Consolidated Credit is one of Canada’s largest nonprofit credit counselling organizations. It’s our mission to help Canadians end financial crises caused by unexpected expenses, reduced income and life events, such as unemployment. Since 2007, we’ve helped half a million people find relief.