Welcome LendforAll members! Get back to a Debt-Free Life. It's hard to ask for help with personal finances, but you are not alone.
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You are not alone:

Emilia P. got help with $14,999 in BC16 seconds ago
Alyssa B. got help with $29,999 in ON2 minutes ago
Lovelyn G. got help with $14,999 in AB3 minutes ago
Peter R. got help with $65,000 in ON6 minutes ago
Sabrina Q. got help with $19,999 in QC6 minutes ago
Sonny Van N. got help with $39,999 in AB7 minutes ago
Kaitlyn T. got help with $19,999 in BC8 minutes ago
Chantelle O. got help with $14,999 in ON9 minutes ago
Mark F. got help with $14,999 in NS9 minutes ago
Tshianda Muana Michel B. got help with $39,999 in QC10 minutes ago
Catherine A. got help with $14,999 in NB11 minutes ago
Matthew H. got help with $14,999 in NS11 minutes ago
Bennani A. got help with $10,000 in ON12 minutes ago
Shaylene J. got help with $42,000 in MB13 minutes ago
Shyanne S. got help with $39,999 in ON15 minutes ago
Taylor N. got help with $14,999 in AB16 minutes ago
Chris A. got help with $83,500 in ON17 minutes ago
Aleshia D. got help with $14,999 in BC17 minutes ago
Russell B. got help with $14,999 in QC18 minutes ago
Shemmie S. got help with $10,000 in ON21 minutes ago

Reduce Your Total Credit Card Payments by up to 30% to 50%.

As featured in logos
  • Customize a payoff plan with a trained credit counsellor
  • Reduce or eliminate interest
  • Lower your total credit card payments by up to 50%
  • Become debt-free faster

Clients Share Their Experiences…

Excellent

Trustpilot
Rated 4.7 / 5 based on 6,907 reviews onTrustpilot
5 stars

Very good experience

Given time to have explanations to all my questions. Very perfect service

Khouloud Fatmi

5 stars

He was amazing from…

He was amazing from start to finish.

June Brown

5 stars

Everything was easier…

Everything was easier then I thought if would be. Overall outcome was better then I…

GARY

5 stars

Easy quick service

Easy quick service

NOLAN B.

5 stars

They are truly life…

They are truly life savers! I can’t even imagine where I would be today without them.

Tanya Formagie

5 stars

Thank you for…

Thank you, Mr. Bile The services were useful, and I really appreciate them.

Marie Natacha Balan

5 stars

Nice service

Very Professional. Thanks a lot for your help

MEDHI N.

5 stars

Very helpful

Very helpful

MD SHAFIQUL ISLAM

5 stars

Awesome love you guys

Awesome love you guys

LISA K.

5 stars

They made sure the terms…

They made sure the terms were very transparent. Extremely helpful every time I have…

JAMES R.

5 stars

Shalaiya Mcpherson…

Shalaiya Mcpherson ​​​​ Credit Counsellor explained me each and everything….

Harpreet Kaur

5 stars

Extremely Happy Customer

Customer service has been amazing, program and client portal are very easy to use

ALLISON G.

5 stars

They helped me when no…

They helped me when no one else did and gave me hope.

Sarah

5 stars

Very kind and helpful

Very kind and helpful

Jireh Malyk

Showing our 4 and 5 star ratings

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Receive a Free Debt Analysis from a Trained Counsellor

Review your debts, credit, and budget with a trained credit counsellor to see where you stand and learn about options for relief

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Decide If a Debt Management Plan is Right for You

Learn how a customised plan can help you get out of debt with one affordable payment, and how it compares to other solutions

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Become Debt-Free in 30-60 Payments and Save Thousands

Consolidate credit cards, unsecured loans, and collections into one payment, minimize interest and stop penalties to save time and money

Case Study

Alexander from Toronto, ON

“My experience with Consolidated Credit has been awesome. I was in so much stress and as soon as I was talking with my consultant, I felt a lot better. They are really kind and very understanding and were able to come up with a solution for me that made sense and made things so much easier. I appreciate all the help and this program is something I would 100% refer friends and family too. Everyone deserves to be debt free. Thank you. ”

Where he started:
  • Total unsecured debt: $12,063.00
  • Estimated interest charges: $6,138.53
  • Time to payoff: 11 years, 1 month
  • Total monthly payments: $491.32
After DMP enrollment:
  • Average negotiated interest rate: 0.00%
  • Total interest charges: $0.00
  • Time to payoff: 3 years
  • Total monthly payment: $333.00
Time Saved

8 years, 1 month

Monthly Savings

$158.32

Interest Saved

$6138.53

Consolidated Credit is one of Canada’s largest nonprofit credit counselling organizations. It’s our mission to help Canadians end financial crises caused by unexpected expenses, reduced income and life events, such as unemployment. Since 2007, we’ve helped half a million people find relief.