Take on 2025 without the Stress of Unpaid Bills

Reduce Your Total Credit Card Payments By Up to 50%

You are not alone:

Lise H. got help with $59,000 in ON7 minutes ago
Shelly F. got help with $14,999 in ON8 minutes ago
Marie Eve N. got help with $14,999 in QC12 minutes ago
Sarah B. got help with $39,999 in ON13 minutes ago
Seyi A. got help with $36,000 in AB15 minutes ago
Brian R. got help with $14,999 in BC16 minutes ago
Arshjit S. got help with $34,000 in BC17 minutes ago
Katherine B. got help with $40,000 in ON18 minutes ago
Melissa P. got help with $10,000 in ON18 minutes ago
Samda A. got help with $14,999 in BC20 minutes ago
Amanjot B. got help with $29,999 in AB22 minutes ago
James Z. got help with $30,000 in AB22 minutes ago
Roxie Y. got help with $14,999 in AB25 minutes ago
Shaarmina R. got help with $27,500 in ON26 minutes ago
Blake P. got help with $49,500 in ON29 minutes ago
Hugh K. got help with $14,999 in MB30 minutes ago
Nathan B. got help with $14,999 in QC31 minutes ago
Kent D. got help with $11,000 in ON35 minutes ago
James And Conni L. got help with $30,001 in AB35 minutes ago
Jennifer G. got help with $14,999 in ON36 minutes ago
  • Customize a payoff plan with a trained credit counsellor
  • Reduce or eliminate interest
  • Lower your total credit card payments by up to 50%
  • Become debt-free faster

Clients Share Their Experiences…

Excellent

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Rated 4.7 / 5 based on 6,873 reviews onTrustpilot
5 stars

Very consistent and…

Very consistent and super helpful.

Anonymous

5 stars

This consolidated credit…

This consolidated credit platform is really helpful because it’s allowing me to…

JOYCE B.

5 stars

They are helping me alot

They are helping me alot. Very good company.

Jonathan Dou et

5 stars

Thank you!

Everything has gone very smoothly and your customer service has been great! I…

CHRISTINE L.

5 stars

They have been easy to…

They have been easy to deal with when I have had to contact them. Everything that…

C. F.

5 stars

They have been wonderful…

They have been wonderful helping me close off some of my debt. Thank you!

STEPHANIE B.

5 stars

Useful, easy to use.

I can see what i have left owing as well as make extra payments

MATHEW R.

5 stars

Very good program

Very good program

Trigger

5 stars

Honestly i don’t think…

Honestly i don’t think I’d ever get out of my 60k in credit debt without…

ERICA S.

5 stars

Always very easy to use!

Thank you for being so easy to use and the team always being so helpful!

Lee

5 stars

Great experience so far

Great experience so far

HENRY I.

5 stars

Thanks

I felt a huge relief and that my needs mattered Very pleasant and knowledgeable

LL

5 stars

Title

I am greatly satisfied.

LEON K.

5 stars

I am blessed.

I am blessed.

CURT L.

Showing our 4 and 5 star ratings

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Receive a Free Debt Analysis from a Trained Counsellor

Review your debts, credit, and budget with a trained credit counsellor to see where you stand and learn about options for relief

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Decide If a Debt Management Plan is Right for You

Learn how a customised plan can help you get out of debt with one affordable payment, and how it compares to other solutions

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Become Debt-Free in 30-60 Payments and Save Thousands

Consolidate credit cards, unsecured loans, and collections into one payment, minimize interest and stop penalties to save time and money

Case Study

Alexander from Toronto, ON

“My experience with Consolidated Credit has been awesome. I was in so much stress and as soon as I was talking with my consultant, I felt a lot better. They are really kind and very understanding and were able to come up with a solution for me that made sense and made things so much easier. I appreciate all the help and this program is something I would 100% refer friends and family too. Everyone deserves to be debt free. Thank you. ”

Where he started:
  • Total unsecured debt: $12,063.00
  • Estimated interest charges: $6,138.53
  • Time to payoff: 11 years, 1 month
  • Total monthly payments: $491.32
After DMP enrollment:
  • Average negotiated interest rate: 0.00%
  • Total interest charges: $0.00
  • Time to payoff: 3 years
  • Total monthly payment: $333.00
Time Saved

8 years, 1 month

Monthly Savings

$158.32

Interest Saved

$6138.53

Consolidated Credit is one of Canada’s largest nonprofit credit counselling organizations. It’s our mission to help Canadians end financial crises caused by unexpected expenses, reduced income and life events, such as unemployment. Since 2007, we’ve helped half a million people find relief.