Take on 2023 without the Stress of Unpaid Bills

Reduce Your Total Credit Card Payments By Up to 50%

You are not alone:

Amanda G. got help with $24,999 in ON2 minutes ago
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Victor N. got help with $59,999 in SK9 minutes ago
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Tammy B. got help with $26,999 in BC36 minutes ago
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Luchie S. got help with $20,000 in ON37 minutes ago
Carol B. got help with $39,999 in QC39 minutes ago
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Ashton S. got help with $14,999 in ON53 minutes ago
Fernando S. got help with $29,999 in AB57 minutes ago
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  • Customize a payoff plan with a trained credit counsellor
  • Reduce or eliminate interest
  • Lower your total credit card payments by up to 50%
  • Become debt-free faster

Clients Share Their Experiences…

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On The right Track

Consolidated credit has organized my financial situation to a point where I can…

STEPHEN CAMPBELL

5 stars

Decrese my debit

Ease to control debit

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Excellent customer service

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Made it understanding and me comfortable with my decision

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Everything was explained…

Everything was explained in detail and knowing they could help really lifted a…

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They helped me gain…

They helped me gain control of my finances!

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The service was very fast.

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Great company easy to work with

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Everyone I have had the pleasure of dealing with have been extremely helpful and…

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Receive a Free Debt Analysis from a Trained Counsellor

Review your debts, credit, and budget with a trained credit counsellor to see where you stand and learn about options for relief

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Decide If a Debt Management Plan is Right for You

Learn how a customised plan can help you get out of debt with one affordable payment, and how it compares to other solutions

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Become Debt-Free in 30-60 Payments and Save Thousands

Consolidate credit cards, unsecured loans, and collections into one payment, minimize interest and stop penalties to save time and money

Case Study

Alexander from Toronto, ON

“My experience with Consolidated Credit has been awesome. I was in so much stress and as soon as I was talking with my consultant, I felt a lot better. They are really kind and very understanding and were able to come up with a solution for me that made sense and made things so much easier. I appreciate all the help and this program is something I would 100% refer friends and family too. Everyone deserves to be debt free. Thank you. ”

Where he started:
  • Total unsecured debt: $12,063.00
  • Estimated interest charges: $6,138.53
  • Time to payoff: 11 years, 1 month
  • Total monthly payments: $491.32
After DMP enrollment:
  • Average negotiated interest rate: 0.00%
  • Total interest charges: $0.00
  • Time to payoff: 3 years
  • Total monthly payment: $333.00
Time Saved

8 years, 1 month

Monthly Savings

$158.32

Interest Saved

$6138.53

Consolidated Credit is one of Canada’s largest nonprofit credit counselling organizations. It’s our mission to help Canadians end financial crises caused by unexpected expenses, reduced income and life events, such as unemployment. Since 2007, we’ve helped half a million people find relief.