Welcome LendforAll members! Get back to a Debt-Free Life. It's hard to ask for help with personal finances, but you are not alone.
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You are not alone:

Trisha S. got help with $14,999 in ON1 minute ago
Giovanni S. got help with $39,999 in ON4 minutes ago
Naman B. got help with $10,000 in ON14 minutes ago
Autumn S. got help with $14,999 in ON14 minutes ago
Judy V. got help with $53,000 in NL16 minutes ago
Anick L. got help with $14,999 in ON22 minutes ago
Reid I. got help with $100,000 in MB26 minutes ago
Krista C. got help with $15,000 in BC30 minutes ago
Kenol C. got help with $14,999 in QC35 minutes ago
Muskan M. got help with $15,000 in AB55 minutes ago
Brady F. got help with $14,999 in ON55 minutes ago
Emmanuel S. got help with $14,999 in QC56 minutes ago
Colton W. got help with $14,999 in AB60 minutes ago
Ahmad A. got help with $19,999 in BC1 hour ago
Esther K. got help with $39,999 in AB1 hour ago
Vaneda P. got help with $19,999 in AB1 hour ago
Sajithkumar M. got help with $13,000 in AB1 hour ago
Jessica C. got help with $14,999 in AB1 hour ago
Ritesh S. got help with $10,000 in ON1 hour ago
Shantelle C. got help with $39,999 in BC1 hour ago

Reduce Your Total Credit Card Payments by up to 30% to 50%.

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  • Customize a payoff plan with a trained credit counsellor
  • Reduce or eliminate interest
  • Lower your total credit card payments by up to 50%
  • Become debt-free faster

Clients Share Their Experiences…

Excellent

Trustpilot
Rated 4.7 / 5 based on 6,874 reviews onTrustpilot
5 stars

Great Vehicle For Debt…

An easy approach to managing one’s debt. Over 3 yrs ago my debt was getting…

CHRISTOPHER Outhouse

5 stars

Helped me get out of debt

Helped me get out of debt

Luc Raymond

5 stars

Very Helpful

Great Communication

ROBERT HOLMES

5 stars

They have helped me…

They have helped me balanced what I needed to get back on track as well as worked…

Me

5 stars

Great experience

Great experience. Very professional, helpful & caring. Thank you.

Susan Klein

5 stars

Great always very…

Great always very helpful staff if needed to move payments easy and fast to do would…

Tracy Fraser

5 stars

5 Star Servce

I can not say enough nice words about the service I received today. My agent was…

MEL

5 stars

Excellent customer…

Very helpful. Good explanations kind employees

SHELLY B.

5 stars

Amazing team

Amazing team! It was do easy to sign up. I didn’t have to worry about anything.

Denise Bogdan

5 stars

Set up was easy

Set up was easy, and the people that I spoke with were fantastic! Great Empathy and…

WENDY F.

Showing our 4 and 5 star ratings

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Receive a Free Debt Analysis from a Trained Counsellor

Review your debts, credit, and budget with a trained credit counsellor to see where you stand and learn about options for relief

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Decide If a Debt Management Plan is Right for You

Learn how a customised plan can help you get out of debt with one affordable payment, and how it compares to other solutions

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Become Debt-Free in 30-60 Payments and Save Thousands

Consolidate credit cards, unsecured loans, and collections into one payment, minimize interest and stop penalties to save time and money

Case Study

Alexander from Toronto, ON

“My experience with Consolidated Credit has been awesome. I was in so much stress and as soon as I was talking with my consultant, I felt a lot better. They are really kind and very understanding and were able to come up with a solution for me that made sense and made things so much easier. I appreciate all the help and this program is something I would 100% refer friends and family too. Everyone deserves to be debt free. Thank you. ”

Where he started:
  • Total unsecured debt: $12,063.00
  • Estimated interest charges: $6,138.53
  • Time to payoff: 11 years, 1 month
  • Total monthly payments: $491.32
After DMP enrollment:
  • Average negotiated interest rate: 0.00%
  • Total interest charges: $0.00
  • Time to payoff: 3 years
  • Total monthly payment: $333.00
Time Saved

8 years, 1 month

Monthly Savings

$158.32

Interest Saved

$6138.53

Consolidated Credit is one of Canada’s largest nonprofit credit counselling organizations. It’s our mission to help Canadians end financial crises caused by unexpected expenses, reduced income and life events, such as unemployment. Since 2007, we’ve helped half a million people find relief.