Welcome LendforAll members! Get back to a Debt-Free Life. It's hard to ask for help with personal finances, but you are not alone.
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You are not alone:

Adrian R. got help with $19,999 in ON6 minutes ago
Feruth M. got help with $69,999 in MB10 minutes ago
Justin G. got help with $39,999 in AB30 minutes ago
Sara M. got help with $50,000 in QC33 minutes ago
Lyne T. got help with $19,999 in QC37 minutes ago
Suzhel G. got help with $39,999 in AB38 minutes ago
James A. got help with $14,999 in BC41 minutes ago
Brent D. got help with $39,999 in BC50 minutes ago
Keenda C. got help with $14,999 in ON1 hour ago
Mayank R. got help with $19,999 in ON1 hour ago
Neelkumar P. got help with $14,999 in ON1 hour ago
Maryjane A. got help with $19,999 in ON2 hours ago
Hannah E. got help with $49,999 in ON2 hours ago
Jessica K. got help with $14,999 in AB2 hours ago
Mahaboob Subhani S. got help with $20,000 in BC2 hours ago
Brandon M. got help with $14,999 in ON2 hours ago
Loren F. got help with $100,000 in ON2 hours ago
Ann C. got help with $39,999 in AB2 hours ago
Gerd E. got help with $19,999 in BC2 hours ago
Tyler A. got help with $14,999 in BC2 hours ago

Reduce Your Total Credit Card Payments by up to 30% to 50%.

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  • Customize a payoff plan with a trained credit counsellor
  • Reduce or eliminate interest
  • Lower your total credit card payments by up to 50%
  • Become debt-free faster

Clients Share Their Experiences…

Excellent

Trustpilot
Rated 4.7 / 5 based on 6,858 reviews onTrustpilot
5 stars

I am blessed.

I am blessed.

CURT L.

5 stars

helps me stay afloat…

helps me stay afloat with my income

MADELEINE B.

5 stars

Very quick action and…

Very quick action and understanding.

TANYA M.

5 stars

Always helpful

Always helpful

stephanie duhamel

5 stars

On The right Track

Consolidated credit has organized my financial situation to a point where I can…

STEPHEN CAMPBELL

5 stars

Decrese my debit

Ease to control debit

ARSHVIR C.

5 stars

Sean

Excellent customer service

Nicholas Johnson

5 stars

Idk it’s useful

Tiana’s is is end

NANCY S.

5 stars

Made it understanding…

Made it understanding and me comfortable with my decision

Michelle Blackman

5 stars

Everything was explained…

Everything was explained in detail and knowing they could help really lifted a…

Oritsetsewundede Ebreneyin

5 stars

They helped me gain…

They helped me gain control of my finances!

Kliencie

5 stars

The service was very…

The service was very fast.

Jason

Showing our 4 and 5 star ratings

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Receive a Free Debt Analysis from a Trained Counsellor

Review your debts, credit, and budget with a trained credit counsellor to see where you stand and learn about options for relief

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Decide If a Debt Management Plan is Right for You

Learn how a customised plan can help you get out of debt with one affordable payment, and how it compares to other solutions

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Become Debt-Free in 30-60 Payments and Save Thousands

Consolidate credit cards, unsecured loans, and collections into one payment, minimize interest and stop penalties to save time and money

Case Study

Alexander from Toronto, ON

“My experience with Consolidated Credit has been awesome. I was in so much stress and as soon as I was talking with my consultant, I felt a lot better. They are really kind and very understanding and were able to come up with a solution for me that made sense and made things so much easier. I appreciate all the help and this program is something I would 100% refer friends and family too. Everyone deserves to be debt free. Thank you. ”

Where he started:
  • Total unsecured debt: $12,063.00
  • Estimated interest charges: $6,138.53
  • Time to payoff: 11 years, 1 month
  • Total monthly payments: $491.32
After DMP enrollment:
  • Average negotiated interest rate: 0.00%
  • Total interest charges: $0.00
  • Time to payoff: 3 years
  • Total monthly payment: $333.00
Time Saved

8 years, 1 month

Monthly Savings

$158.32

Interest Saved

$6138.53

Consolidated Credit is one of Canada’s largest nonprofit credit counselling organizations. It’s our mission to help Canadians end financial crises caused by unexpected expenses, reduced income and life events, such as unemployment. Since 2007, we’ve helped half a million people find relief.