Are you being contacted by multiple collection agencies, and you aren’t sure what do to? 

What is your total personal debt amount?

Debt Amount
People icon

More than 500,000 Canadians helped in 19 years

Money icon

Almost $500 million in debt eliminated

Teacher icon

300+ hrs. of education offered each year

As featured in logos
Message bubble icon

Review your debts, budget and credit with a trained credit counsellor to see if you qualify for a debt management program and explore other options for relief, so you can avoid bankruptcy.

People enrolling icon

Take the time you need to decide. Once you are ready to enroll, we will call your creditors and work with them to lower your interest rates and stop late fees.

Money in hand icon

The program is easy! You make one payment to us each month, and we distribute the funds to your creditors on your behalf. You can be out of debt in as little as 36 months.

Excellent

Trustpilot
Rated 4.7 / 5 based on 6,905 reviews onTrustpilot
5 stars

Everything was easier…

Everything was easier then I thought if would be. Overall outcome was better then I…

GARY

5 stars

Easy quick service

Easy quick service

NOLAN B.

5 stars

They are truly life…

They are truly life savers! I can’t even imagine where I would be today without them.

Tanya Formagie

5 stars

Thank you for…

Thank you, Mr. Bile The services were useful, and I really appreciate them.

Marie Natacha Balan

5 stars

Nice service

Very Professional. Thanks a lot for your help

MEDHI N.

5 stars

Very helpful

Very helpful

MD SHAFIQUL ISLAM

5 stars

Awesome love you guys

Awesome love you guys

LISA K.

5 stars

They made sure the terms…

They made sure the terms were very transparent. Extremely helpful every time I have…

JAMES R.

5 stars

Shalaiya Mcpherson…

Shalaiya Mcpherson ​​​​ Credit Counsellor explained me each and everything….

Harpreet Kaur

5 stars

Extremely Happy Customer

Customer service has been amazing, program and client portal are very easy to use

ALLISON G.

5 stars

They helped me when no…

They helped me when no one else did and gave me hope.

Sarah

5 stars

Very kind and helpful

Very kind and helpful

Jireh Malyk

5 stars

Shalaiya was kind and…

Shalaiya was kind and understanding. She was patient and let me go on explaining…

Sandra Yawney

5 stars

Good job

Helped me a lot

LOGAN G.

Showing our 4 and 5 star ratings

Trustpilot