Are you being contacted by multiple collection agencies, and you aren’t sure what do to? 

What is your total personal debt amount?

Debt Amount
People icon

More than 500,000 Canadians helped in 19 years

Money icon

Almost $500 million in debt eliminated

Teacher icon

300+ hrs. of education offered each year

As featured in logos
Message bubble icon

Review your debts, budget and credit with a trained credit counsellor to see if you qualify for a debt management program and explore other options for relief, so you can avoid bankruptcy.

People enrolling icon

Take the time you need to decide. Once you are ready to enroll, we will call your creditors and work with them to lower your interest rates and stop late fees.

Money in hand icon

The program is easy! You make one payment to us each month, and we distribute the funds to your creditors on your behalf. You can be out of debt in as little as 36 months.

Excellent

Trustpilot
Rated 4.7 / 5 based on 6,911 reviews onTrustpilot
4 stars

STAFF WAS GREAT

STAFF WAS GREAT , STILL UNCLEAR IF THIS PROGRAMM CAN HELP ME OR NOT, WAS A LONG…

Vanessa Wilkie

5 stars

Worked well with me and…

Worked well with me and found a reasonable rate at witch to pay my debt back

ROBERT F.

5 stars

excellent

excellent – service

Mike Atkinson

5 stars

Easy to talk to and they…

Easy to talk to and they try to explain things to you in a way that you can…

NICHOLAS T.

5 stars

Very good experience

Given time to have explanations to all my questions. Very perfect service

Khouloud Fatmi

5 stars

He was amazing from…

He was amazing from start to finish.

June Brown

5 stars

Everything was easier…

Everything was easier then I thought if would be. Overall outcome was better then I…

GARY

5 stars

Easy quick service

Easy quick service

NOLAN B.

5 stars

They are truly life…

They are truly life savers! I can’t even imagine where I would be today without them.

Tanya Formagie

5 stars

Thank you for…

Thank you, Mr. Bile The services were useful, and I really appreciate them.

Marie Natacha Balan

5 stars

Nice service

Very Professional. Thanks a lot for your help

MEDHI N.

5 stars

Very helpful

Very helpful

MD SHAFIQUL ISLAM

5 stars

Awesome love you guys

Awesome love you guys

LISA K.

5 stars

They made sure the terms…

They made sure the terms were very transparent. Extremely helpful every time I have…

JAMES R.

Showing our 4 and 5 star ratings

Trustpilot