Welcome LendforAll members! Get back to a Debt-Free Life. It's hard to ask for help with personal finances, but you are not alone.

Reduce Your Total Credit Card Payments By Up to 50%

You are not alone:

Nadim S. got help with $14,999 in QC6 minutes ago
Christian D. got help with $14,999 in QC6 minutes ago
Andrea J. got help with $12,000 in AB7 minutes ago
Liane D. got help with $50,500 in QC12 minutes ago
Gurpreet K. got help with $14,999 in QC12 minutes ago
Nancy L. got help with $19,999 in QC14 minutes ago
Adnan A. got help with $15,000 in FL15 minutes ago
Shally M. got help with $10,000 in FL21 minutes ago
Rebecca M. got help with $19,999 in QC25 minutes ago
Shanna B. got help with $25,000 in FL26 minutes ago
Laura C. got help with $14,999 in ON26 minutes ago
Karine L. got help with $14,999 in QC30 minutes ago
Teri M. got help with $20,000 in AB30 minutes ago
Dean N. got help with $29,999 in BC31 minutes ago
Anirban M. got help with $68,500 in ON33 minutes ago
Ojie E. got help with $25,000 in FL34 minutes ago
Shawn M. got help with $14,999 in AB34 minutes ago
Kordell B. got help with $14,999 in MB37 minutes ago
Hussamuddin Siraj M. got help with $10,000 in FL39 minutes ago
Peter B. got help with $25,000 in FL41 minutes ago
  • Customize a payoff plan with a trained credit counsellor
  • Reduce or eliminate interest
  • Lower your total credit card payments by up to 50%
  • Become debt-free faster

Clients Share Their Experiences…

Excellent

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Rated 4.7 / 5 based on 6,820 reviews onTrustpilot
5 stars

Great communications and…

Great communications and very helpful

SUSANN H.

5 stars

Very helpful and caring…

Very helpful and caring agents are always available to help

ROBERT T.

5 stars

great job thank you for…

great job thank you for your help

DAVID R.

5 stars

I had good experience…

I had good experience with the Specialist, She was professional and very helpful in…

Andrew Salmon

5 stars

flexibility

They make it work for you. Extremely flexible. The feeling you get when you finally…

EVAN F.

5 stars

Each time I contact them

Each time I contact them – they always answer my questions.

Rob Fisher

5 stars

Terrific

Great experience

JOHN SAMUEL K.

5 stars

Great people

The great people

HARTLEY L.

5 stars

Non-judgmental…

Non-judgmental assistance for peace of mind. Staff are easy to talk to and are happy…

Nicole

5 stars

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5 stars

My debts almost payed off

My debts almost payed off

KAREN L.

5 stars

Answered my request.

All my request was answered.

Jose Fetros

4 stars

Very flexible with…

Very flexible with payments 😄

CHRISTINA F.

Showing our 4 and 5 star ratings

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Receive a Free Debt Analysis from a Trained Counsellor

Review your debts, credit, and budget with a trained credit counsellor to see where you stand and learn about options for relief

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Decide If a Debt Management Plan is Right for You

Learn how a customised plan can help you get out of debt with one affordable payment, and how it compares to other solutions

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Become Debt-Free in 30-60 Payments and Save Thousands

Consolidate credit cards, unsecured loans, and collections into one payment, minimize interest and stop penalties to save time and money

Case Study

Alexander from Toronto, ON

“My experience with Consolidated Credit has been awesome. I was in so much stress and as soon as I was talking with my consultant, I felt a lot better. They are really kind and very understanding and were able to come up with a solution for me that made sense and made things so much easier. I appreciate all the help and this program is something I would 100% refer friends and family too. Everyone deserves to be debt free. Thank you. ”

Where he started:
  • Total unsecured debt: $12,063.00
  • Estimated interest charges: $6,138.53
  • Time to payoff: 11 years, 1 month
  • Total monthly payments: $491.32
After DMP enrollment:
  • Average negotiated interest rate: 0.00%
  • Total interest charges: $0.00
  • Time to payoff: 3 years
  • Total monthly payment: $333.00
Time Saved

8 years, 1 month

Monthly Savings

$158.32

Interest Saved

$6138.53

Consolidated Credit is one of Canada’s largest nonprofit credit counselling organizations. It’s our mission to help Canadians end financial crises caused by unexpected expenses, reduced income and life events, such as unemployment. Since 2007, we’ve helped half a million people find relief.