Welcome LendforAll members! Get back to a Debt-Free Life. It's hard to ask for help with personal finances, but you are not alone.

Reduce Your Total Credit Card Payments By Up to 50%

You are not alone:

Amanda K. got help with $29,999 in AB1 minute ago
Michelle D. got help with $49,999 in ON2 minutes ago
Jasmine S. got help with $10,000 in AB7 minutes ago
Donald T. got help with $49,999 in ON8 minutes ago
James M. got help with $29,999 in ON21 minutes ago
John P. got help with $14,999 in BC27 minutes ago
Diksha N. got help with $29,999 in BC27 minutes ago
Frederic G. got help with $79,999 in QC34 minutes ago
Adam P. got help with $14,999 in AB46 minutes ago
David M. got help with $75,000 in AB50 minutes ago
James B. got help with $39,999 in BC58 minutes ago
Marianne M. got help with $14,999 in ON1 hour ago
Julia K. got help with $29,999 in BC1 hour ago
Ethan M. got help with $29,999 in ON1 hour ago
Robert O. got help with $29,999 in BC1 hour ago
John A. got help with $10,000 in ON1 hour ago
Robert M. got help with $14,999 in QC1 hour ago
Rose E. got help with $39,999 in ON2 hours ago
Amber S. got help with $39,999 in ON2 hours ago
Ali I. got help with $29,999 in ON2 hours ago
  • Customize a payoff plan with a trained credit counsellor
  • Reduce or eliminate interest
  • Lower your total credit card payments by up to 50%
  • Become debt-free faster

Clients Share Their Experiences…


Rated 4.7 / 5 based on 6,692 reviews onTrustpilot
5 stars

First encounter was OK

First, I did not wait a long time before someone talked to me. It was fairly…

Pierre Fortin

5 stars

Erin is helpful and down…

Erin is helpful and down to earth, polite, they answered and described everything…


5 stars

Jason was amazing and it…

Jason was amazing and it was so easy and patient. Great Job.

Blogger Shop Gadgets & Gifts

5 stars

Fantastic customer…

Fantastic customer service!


5 stars

Help me to consolidate…

Help me to consolidate my debt to one payments monthly and get rid of the interest


5 stars

Kiersten was extremely…

Kiersten was extremely helpful through out the process and I cannot wait to get rid…


5 stars

The counselor was so…

The counselor was so understanding and helpful! Made the entire process so easy and…


4 stars

Very helpfull

Very helpfull, made the experience easy, also information satisfactory

Shelley Fontaine

5 stars


Very friendly and willing to help with anything they can


5 stars

I had my debt…

I had my debt consolidated and got a manageable debt repayment plan.

Robert Morris Fare

4 stars

They have been extremely…

They have been extremely helpful, excellent customer service. Knowledgeable of…


5 stars

Overall experience has…

Overall experience has been great, thank you for the service.


5 stars

Super helpful

Super helpful

Michael Saari

Showing our 4 and 5 star ratings

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Receive a Free Debt Analysis from a Trained Counsellor

Review your debts, credit, and budget with a trained credit counsellor to see where you stand and learn about options for relief

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Decide If a Debt Management Plan is Right for You

Learn how a customised plan can help you get out of debt with one affordable payment, and how it compares to other solutions

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Become Debt-Free in 30-60 Payments and Save Thousands

Consolidate credit cards, unsecured loans, and collections into one payment, minimize interest and stop penalties to save time and money

Case Study

Alexander from Toronto, ON

“My experience with Consolidated Credit has been awesome. I was in so much stress and as soon as I was talking with my consultant, I felt a lot better. They are really kind and very understanding and were able to come up with a solution for me that made sense and made things so much easier. I appreciate all the help and this program is something I would 100% refer friends and family too. Everyone deserves to be debt free. Thank you. ”

Where he started:
  • Total unsecured debt: $12,063.00
  • Estimated interest charges: $6,138.53
  • Time to payoff: 11 years, 1 month
  • Total monthly payments: $491.32
After DMP enrollment:
  • Average negotiated interest rate: 0.00%
  • Total interest charges: $0.00
  • Time to payoff: 3 years
  • Total monthly payment: $333.00
Time Saved

8 years, 1 month

Monthly Savings


Interest Saved


Consolidated Credit is one of Canada’s largest nonprofit credit counselling organizations. It’s our mission to help Canadians end financial crises caused by unexpected expenses, reduced income and life events, such as unemployment. Since 2007, we’ve helped half a million people find relief.