Welcome LendforAll members! Get back to a Debt-Free Life. It's hard to ask for help with personal finances, but you are not alone.

Reduce Your Total Credit Card Payments By Up to 50%

You are not alone:

Cameron P. got help with $29,999 in BC2 minutes ago
Terrylynn R. got help with $29,999 in ON5 minutes ago
Veronica G. got help with $13,000 in ON14 minutes ago
Ron B. got help with $14,999 in ON14 minutes ago
Ashley M. got help with $19,999 in ON16 minutes ago
Jhoanna C. got help with $14,999 in ON20 minutes ago
Dimitri A. got help with $14,999 in ON27 minutes ago
Julien M. got help with $14,999 in ON32 minutes ago
Isabelle M. got help with $14,999 in AB35 minutes ago
Edward K. got help with $19,999 in AB55 minutes ago
Alexandra B. got help with $10,000 in ON55 minutes ago
Imane L. got help with $14,999 in QC1 hour ago
Lyle L. got help with $14,999 in AB1 hour ago
Chloe D. got help with $10,000 in ON1 hour ago
Baljinder S. got help with $29,999 in BC1 hour ago
Tabatha C. got help with $10,000 in ON1 hour ago
Cecil W. got help with $29,999 in AB1 hour ago
Zayna B. got help with $24,999 in ON1 hour ago
Jodi V. got help with $39,999 in ON1 hour ago
Linda W. got help with $39,999 in ON1 hour ago
  • Customize a payoff plan with a trained credit counsellor
  • Reduce or eliminate interest
  • Lower your total credit card payments by up to 50%
  • Become debt-free faster

Clients Share Their Experiences…

Excellent

Trustpilot
Rated 4.7 / 5 based on 6,885 reviews onTrustpilot
5 stars

Really awesome

Really awesome, saved me from crippling debt

IAN M.

5 stars

Working Great So Far

Working Great So Far

Gerry Pfennigs

5 stars

My questions were…

My questions were answered clearly and thoroughly

Rocky Butala

4 stars

Excellent service

I feel they have been attentive and have helped me very quickly.

ANGEL GADIEL G.

5 stars

Helpful staff with good…

Helpful staff with good solutions.

Daniel Grant

5 stars

Friendly

Friendly, helpful employees

brad Neuls

5 stars

I highly recommend them.

I’ve been using them for over a year. Consolidated was very helpful and…

TRACY

5 stars

Shalaiya was very…

Shalaiya was very helpful and patient with me. She walked me through everything…

RD

5 stars

Very consistent and…

Very consistent and super helpful.

Anonymous

5 stars

This consolidated credit…

This consolidated credit platform is really helpful because it’s allowing me to…

JOYCE B.

Showing our 4 and 5 star ratings

Trustpilot
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Receive a Free Debt Analysis from a Trained Counsellor

Review your debts, credit, and budget with a trained credit counsellor to see where you stand and learn about options for relief

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Decide If a Debt Management Plan is Right for You

Learn how a customised plan can help you get out of debt with one affordable payment, and how it compares to other solutions

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Become Debt-Free in 30-60 Payments and Save Thousands

Consolidate credit cards, unsecured loans, and collections into one payment, minimize interest and stop penalties to save time and money

Case Study

Alexander from Toronto, ON

“My experience with Consolidated Credit has been awesome. I was in so much stress and as soon as I was talking with my consultant, I felt a lot better. They are really kind and very understanding and were able to come up with a solution for me that made sense and made things so much easier. I appreciate all the help and this program is something I would 100% refer friends and family too. Everyone deserves to be debt free. Thank you. ”

Where he started:
  • Total unsecured debt: $12,063.00
  • Estimated interest charges: $6,138.53
  • Time to payoff: 11 years, 1 month
  • Total monthly payments: $491.32
After DMP enrollment:
  • Average negotiated interest rate: 0.00%
  • Total interest charges: $0.00
  • Time to payoff: 3 years
  • Total monthly payment: $333.00
Time Saved

8 years, 1 month

Monthly Savings

$158.32

Interest Saved

$6138.53

Consolidated Credit is one of Canada’s largest nonprofit credit counselling organizations. It’s our mission to help Canadians end financial crises caused by unexpected expenses, reduced income and life events, such as unemployment. Since 2007, we’ve helped half a million people find relief.