Welcome LendforAll members! Get back to a Debt-Free Life. It's hard to ask for help with personal finances, but you are not alone.

Reduce Your Total Credit Card Payments By Up to 50%

You are not alone:

Dominic A. got help with $7,500 in QC12 seconds ago
Gevonni M. got help with $10,000 in ON4 minutes ago
Emeka A. got help with $49,999 in AB6 minutes ago
Ivica D. got help with $79,000 in ON7 minutes ago
Priscilla L. got help with $14,999 in QC9 minutes ago
Mathew T. got help with $39,999 in AB9 minutes ago
Toma A. got help with $59,999 in ON9 minutes ago
Reilly G. got help with $14,999 in PE10 minutes ago
Irene P. got help with $28,500 in ON10 minutes ago
Stephanie M. got help with $29,999 in AB13 minutes ago
Jonah N. got help with $44,999 in ON13 minutes ago
James E. got help with $19,999 in AB13 minutes ago
Mansoor C. got help with $19,999 in ON14 minutes ago
Brooke C. got help with $20,000 in BC14 minutes ago
Quang P. got help with $49,999 in ON17 minutes ago
Mervlyn D. got help with $29,999 in MB19 minutes ago
Husin A. got help with $10,000 in ON19 minutes ago
Mary Lou D. got help with $19,999 in ON22 minutes ago
Hussain G. got help with $36,000 in ON24 minutes ago
Nicole C. got help with $10,000 in ON26 minutes ago
  • Customize a payoff plan with a trained credit counsellor
  • Reduce or eliminate interest
  • Lower your total credit card payments by up to 50%
  • Become debt-free faster

Clients Share Their Experiences…

Excellent

Trustpilot
Rated 4.7 / 5 based on 6,905 reviews onTrustpilot
5 stars

Everything was easier…

Everything was easier then I thought if would be. Overall outcome was better then I…

GARY

5 stars

Easy quick service

Easy quick service

NOLAN B.

5 stars

They are truly life…

They are truly life savers! I can’t even imagine where I would be today without them.

Tanya Formagie

5 stars

Thank you for…

Thank you, Mr. Bile The services were useful, and I really appreciate them.

Marie Natacha Balan

5 stars

Nice service

Very Professional. Thanks a lot for your help

MEDHI N.

5 stars

Very helpful

Very helpful

MD SHAFIQUL ISLAM

5 stars

Awesome love you guys

Awesome love you guys

LISA K.

5 stars

They made sure the terms…

They made sure the terms were very transparent. Extremely helpful every time I have…

JAMES R.

5 stars

Shalaiya Mcpherson…

Shalaiya Mcpherson ​​​​ Credit Counsellor explained me each and everything….

Harpreet Kaur

5 stars

Extremely Happy Customer

Customer service has been amazing, program and client portal are very easy to use

ALLISON G.

5 stars

They helped me when no…

They helped me when no one else did and gave me hope.

Sarah

5 stars

Very kind and helpful

Very kind and helpful

Jireh Malyk

5 stars

Shalaiya was kind and…

Shalaiya was kind and understanding. She was patient and let me go on explaining…

Sandra Yawney

5 stars

Good job

Helped me a lot

LOGAN G.

Showing our 4 and 5 star ratings

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Receive a Free Debt Analysis from a Trained Counsellor

Review your debts, credit, and budget with a trained credit counsellor to see where you stand and learn about options for relief

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Decide If a Debt Management Plan is Right for You

Learn how a customised plan can help you get out of debt with one affordable payment, and how it compares to other solutions

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Become Debt-Free in 30-60 Payments and Save Thousands

Consolidate credit cards, unsecured loans, and collections into one payment, minimize interest and stop penalties to save time and money

Case Study

Alexander from Toronto, ON

“My experience with Consolidated Credit has been awesome. I was in so much stress and as soon as I was talking with my consultant, I felt a lot better. They are really kind and very understanding and were able to come up with a solution for me that made sense and made things so much easier. I appreciate all the help and this program is something I would 100% refer friends and family too. Everyone deserves to be debt free. Thank you. ”

Where he started:
  • Total unsecured debt: $12,063.00
  • Estimated interest charges: $6,138.53
  • Time to payoff: 11 years, 1 month
  • Total monthly payments: $491.32
After DMP enrollment:
  • Average negotiated interest rate: 0.00%
  • Total interest charges: $0.00
  • Time to payoff: 3 years
  • Total monthly payment: $333.00
Time Saved

8 years, 1 month

Monthly Savings

$158.32

Interest Saved

$6138.53

Consolidated Credit is one of Canada’s largest nonprofit credit counselling organizations. It’s our mission to help Canadians end financial crises caused by unexpected expenses, reduced income and life events, such as unemployment. Since 2007, we’ve helped half a million people find relief.