Welcome LendforAll members! Get back to a Debt-Free Life. It's hard to ask for help with personal finances, but you are not alone.

Reduce Your Total Credit Card Payments By Up to 50%

You are not alone:

Richard S. got help with $25,000 in MB44 minutes ago
Peter C. got help with $50,000 in AB50 minutes ago
Homadokht F. got help with $25,000 in BC50 minutes ago
Islam A. got help with $15,000 in ON50 minutes ago
Adrian A. got help with $24,999 in ON1 hour ago
Dalton F. got help with $50,000 in MB1 hour ago
Edimar P. got help with $14,999 in ON1 hour ago
Kelsey S. got help with $10,000 in BC1 hour ago
Kinley D. got help with $30,000 in ON2 hours ago
Aniket P. got help with $39,999 in ON2 hours ago
Steve W. got help with $8,000 in BC2 hours ago
Logan R. got help with $26,000 in ON2 hours ago
Courtney O. got help with $64,000 in ON2 hours ago
Dixie S. got help with $39,999 in AB3 hours ago
Suzy B. got help with $24,999 in ON3 hours ago
Claude-Henry V. got help with $55,000 in ON3 hours ago
Farida D. got help with $12,000 in ON3 hours ago
Maame O. got help with $62,000 in ON3 hours ago
Brandon B. got help with $39,999 in AB3 hours ago
Owen M. got help with $24,999 in ON3 hours ago
  • Customize a payoff plan with a trained credit counsellor
  • Reduce or eliminate interest
  • Lower your total credit card payments by up to 50%
  • Become debt-free faster

Clients Share Their Experiences…

Excellent

Trustpilot
Rated 4.7 / 5 based on 6,880 reviews onTrustpilot
4 stars

Excellent service

I feel they have been attentive and have helped me very quickly.

ANGEL GADIEL G.

5 stars

Helpful staff with good…

Helpful staff with good solutions.

Daniel Grant

5 stars

Friendly

Friendly, helpful employees

brad Neuls

5 stars

I highly recommend them.

I’ve been using them for over a year. Consolidated was very helpful and…

TRACY

5 stars

Shalaiya was very…

Shalaiya was very helpful and patient with me. She walked me through everything…

RD

5 stars

Very consistent and…

Very consistent and super helpful.

Anonymous

5 stars

This consolidated credit…

This consolidated credit platform is really helpful because it’s allowing me to…

JOYCE B.

5 stars

They are helping me alot

They are helping me alot. Very good company.

Jonathan Dou et

5 stars

Thank you!

Everything has gone very smoothly and your customer service has been great! I…

CHRISTINE L.

5 stars

They have been easy to…

They have been easy to deal with when I have had to contact them. Everything that…

C. F.

5 stars

They have been wonderful…

They have been wonderful helping me close off some of my debt. Thank you!

STEPHANIE B.

5 stars

Useful, easy to use.

I can see what i have left owing as well as make extra payments

MATHEW R.

Showing our 4 and 5 star ratings

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Receive a Free Debt Analysis from a Trained Counsellor

Review your debts, credit, and budget with a trained credit counsellor to see where you stand and learn about options for relief

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Decide If a Debt Management Plan is Right for You

Learn how a customised plan can help you get out of debt with one affordable payment, and how it compares to other solutions

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Become Debt-Free in 30-60 Payments and Save Thousands

Consolidate credit cards, unsecured loans, and collections into one payment, minimize interest and stop penalties to save time and money

Case Study

Alexander from Toronto, ON

“My experience with Consolidated Credit has been awesome. I was in so much stress and as soon as I was talking with my consultant, I felt a lot better. They are really kind and very understanding and were able to come up with a solution for me that made sense and made things so much easier. I appreciate all the help and this program is something I would 100% refer friends and family too. Everyone deserves to be debt free. Thank you. ”

Where he started:
  • Total unsecured debt: $12,063.00
  • Estimated interest charges: $6,138.53
  • Time to payoff: 11 years, 1 month
  • Total monthly payments: $491.32
After DMP enrollment:
  • Average negotiated interest rate: 0.00%
  • Total interest charges: $0.00
  • Time to payoff: 3 years
  • Total monthly payment: $333.00
Time Saved

8 years, 1 month

Monthly Savings

$158.32

Interest Saved

$6138.53

Consolidated Credit is one of Canada’s largest nonprofit credit counselling organizations. It’s our mission to help Canadians end financial crises caused by unexpected expenses, reduced income and life events, such as unemployment. Since 2007, we’ve helped half a million people find relief.