Welcome LendforAll members! Get back to a Debt-Free Life. It's hard to ask for help with personal finances, but you are not alone.

Reduce Your Total Credit Card Payments By Up to 50%

You are not alone:

Tasha S. got help with $7,500 in ON1 minute ago
Brody P. got help with $59,999 in MB1 minute ago
Max S. got help with $39,999 in QC3 minutes ago
Ben A. got help with $99,999 in AB11 minutes ago
Michel L. got help with $19,999 in QC14 minutes ago
Hayden D. got help with $39,999 in BC16 minutes ago
Majdi B. got help with $89,999 in QC21 minutes ago
Shawn D. got help with $19,999 in ON22 minutes ago
Concius C. got help with $75,000 in ON27 minutes ago
Elmira G. got help with $30,000 in ON28 minutes ago
Jason C. got help with $19,999 in ON33 minutes ago
Megan C. got help with $15,000 in QC35 minutes ago
Jordana C. got help with $20,000 in SK35 minutes ago
Kim T. got help with $14,999 in QC36 minutes ago
Gladys B. got help with $39,999 in QC37 minutes ago
Laura T. got help with $39,999 in NS42 minutes ago
Robin O. got help with $35,000 in MB43 minutes ago
Juan R. got help with $14,999 in ON44 minutes ago
Oussama E. got help with $39,999 in QC45 minutes ago
Mariah M. got help with $7,500 in PE49 minutes ago
  • Customize a payoff plan with a trained credit counsellor
  • Reduce or eliminate interest
  • Lower your total credit card payments by up to 50%
  • Become debt-free faster

Clients Share Their Experiences…

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Receive a Free Debt Analysis from a Trained Counsellor

Review your debts, credit, and budget with a trained credit counsellor to see where you stand and learn about options for relief

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Decide If a Debt Management Plan is Right for You

Learn how a customised plan can help you get out of debt with one affordable payment, and how it compares to other solutions

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Become Debt-Free in 30-60 Payments and Save Thousands

Consolidate credit cards, unsecured loans, and collections into one payment, minimize interest and stop penalties to save time and money

Case Study

Alexander from Toronto, ON

“My experience with Consolidated Credit has been awesome. I was in so much stress and as soon as I was talking with my consultant, I felt a lot better. They are really kind and very understanding and were able to come up with a solution for me that made sense and made things so much easier. I appreciate all the help and this program is something I would 100% refer friends and family too. Everyone deserves to be debt free. Thank you. ”

Where he started:
  • Total unsecured debt: $12,063.00
  • Estimated interest charges: $6,138.53
  • Time to payoff: 11 years, 1 month
  • Total monthly payments: $491.32
After DMP enrollment:
  • Average negotiated interest rate: 0.00%
  • Total interest charges: $0.00
  • Time to payoff: 3 years
  • Total monthly payment: $333.00
Time Saved

8 years, 1 month

Monthly Savings

$158.32

Interest Saved

$6138.53

Consolidated Credit is one of Canada’s largest nonprofit credit counselling organizations. It’s our mission to help Canadians end financial crises caused by unexpected expenses, reduced income and life events, such as unemployment. Since 2007, we’ve helped half a million people find relief.