Welcome LendforAll members! Get back to a Debt-Free Life. It's hard to ask for help with personal finances, but you are not alone.

Reduce Your Total Credit Card Payments By Up to 50%

You are not alone:

Suzanne B. got help with $10,000 in ON2 minutes ago
Glenjoy P. got help with $14,999 in ON2 minutes ago
Reed B. got help with $14,999 in ON2 minutes ago
Salohy H. got help with $20,000 in QC8 minutes ago
Shawnna T. got help with $20,000 in ON11 minutes ago
Jody W. got help with $29,999 in SK14 minutes ago
Eustache M. got help with $39,999 in QC15 minutes ago
Veronique B. got help with $29,999 in QC15 minutes ago
Ahmed E. got help with $14,999 in QC16 minutes ago
Ibrahim B. got help with $14,999 in ON20 minutes ago
Justin E. got help with $19,999 in BC26 minutes ago
Calvin F. got help with $49,999 in AB34 minutes ago
Preston S. got help with $39,999 in NT34 minutes ago
Alexandre C. got help with $19,999 in QC35 minutes ago
Ebony B. got help with $29,999 in BC38 minutes ago
Danica K. got help with $59,999 in QC39 minutes ago
Tina D. got help with $10,000 in SK41 minutes ago
Francis M. got help with $59,999 in QC42 minutes ago
Kyle T. got help with $30,000 in ON47 minutes ago
Michelle T. got help with $14,999 in ON49 minutes ago
  • Customize a payoff plan with a trained credit counsellor
  • Reduce or eliminate interest
  • Lower your total credit card payments by up to 50%
  • Become debt-free faster

Clients Share Their Experiences…

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Receive a Free Debt Analysis from a Trained Counsellor

Review your debts, credit, and budget with a trained credit counsellor to see where you stand and learn about options for relief

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Decide If a Debt Management Plan is Right for You

Learn how a customised plan can help you get out of debt with one affordable payment, and how it compares to other solutions

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Become Debt-Free in 30-60 Payments and Save Thousands

Consolidate credit cards, unsecured loans, and collections into one payment, minimize interest and stop penalties to save time and money

Case Study

Alexander from Toronto, ON

“My experience with Consolidated Credit has been awesome. I was in so much stress and as soon as I was talking with my consultant, I felt a lot better. They are really kind and very understanding and were able to come up with a solution for me that made sense and made things so much easier. I appreciate all the help and this program is something I would 100% refer friends and family too. Everyone deserves to be debt free. Thank you. ”

Where he started:
  • Total unsecured debt: $12,063.00
  • Estimated interest charges: $6,138.53
  • Time to payoff: 11 years, 1 month
  • Total monthly payments: $491.32
After DMP enrollment:
  • Average negotiated interest rate: 0.00%
  • Total interest charges: $0.00
  • Time to payoff: 3 years
  • Total monthly payment: $333.00
Time Saved

8 years, 1 month

Monthly Savings

$158.32

Interest Saved

$6138.53

Consolidated Credit is one of Canada’s largest nonprofit credit counselling organizations. It’s our mission to help Canadians end financial crises caused by unexpected expenses, reduced income and life events, such as unemployment. Since 2007, we’ve helped half a million people find relief.