Welcome LendforAll members! Get back to a Debt-Free Life. It's hard to ask for help with personal finances, but you are not alone.

Reduce Your Total Credit Card Payments By Up to 50%

You are not alone:

Tania K. got help with $14,999 in BC4 minutes ago
Phil R. got help with $10,000 in ON4 minutes ago
Jason F. got help with $39,999 in AB6 minutes ago
Tim M. got help with $19,999 in ON10 minutes ago
Vic D. got help with $19,999 in ON11 minutes ago
Glenn G. got help with $19,999 in SK14 minutes ago
Selassie D. got help with $14,999 in QC16 minutes ago
Maxime C. got help with $10,000 in QC16 minutes ago
Jennifer H. got help with $19,999 in ON17 minutes ago
Hugo L. got help with $14,999 in QC18 minutes ago
Dave C. got help with $29,999 in ON23 minutes ago
Tiffany T. got help with $10,000 in ON23 minutes ago
Jill H. got help with $29,999 in ON24 minutes ago
Michelle B. got help with $10,000 in BC26 minutes ago
Glen C. got help with $29,999 in ON26 minutes ago
Mar V. got help with $39,999 in ON26 minutes ago
Megan R. got help with $11,000 in ON29 minutes ago
Patti P. got help with $40,000 in ON29 minutes ago
Damien P. got help with $39,999 in ON30 minutes ago
Monica D. got help with $10,000 in ON33 minutes ago
  • Customize a payoff plan with a trained credit counsellor
  • Reduce or eliminate interest
  • Lower your total credit card payments by up to 50%
  • Become debt-free faster

Clients Share Their Experiences…

Excellent

Trustpilot
Rated 4.7 / 5 based on 6,920 reviews onTrustpilot
4 stars

Good company

Good company

Graham Rhodenizer

5 stars

Very easy to work with

Very easy to work with

Twila Heather Singer

5 stars

Everything it’s good

Everything it’s good , good services , good attention

Huascar B

5 stars

I see my credit score…

I see my credit score higher, i can di activities and i have pease of mind.

Julie Davidson

5 stars

The process was very…

The process was very easy and didn’t make me feel bad

AMY F.

5 stars

Great and helpful service

A great and helpful service that helped me get out of overwhelming debt. Customer…

Una Rose

5 stars

Great service

Great service

JAMES S.

5 stars

fast

fast, efficient

JAN

4 stars

STAFF WAS GREAT

STAFF WAS GREAT , STILL UNCLEAR IF THIS PROGRAMM CAN HELP ME OR NOT, WAS A LONG…

Vanessa Wilkie

5 stars

Worked well with me and…

Worked well with me and found a reasonable rate at witch to pay my debt back

ROBERT F.

5 stars

excellent

excellent – service

Mike Atkinson

5 stars

Easy to talk to and they…

Easy to talk to and they try to explain things to you in a way that you can…

NICHOLAS T.

5 stars

Very good experience

Given time to have explanations to all my questions. Very perfect service

Khouloud Fatmi

5 stars

He was amazing from…

He was amazing from start to finish.

June Brown

Showing our 4 and 5 star ratings

Trustpilot
Counsellor icon
Receive a Free Debt Analysis from a Trained Counsellor

Review your debts, credit, and budget with a trained credit counsellor to see where you stand and learn about options for relief

Wallet icon
Decide If a Debt Management Plan is Right for You

Learn how a customised plan can help you get out of debt with one affordable payment, and how it compares to other solutions

Time icon
Become Debt-Free in 30-60 Payments and Save Thousands

Consolidate credit cards, unsecured loans, and collections into one payment, minimize interest and stop penalties to save time and money

Case Study

Alexander from Toronto, ON

“My experience with Consolidated Credit has been awesome. I was in so much stress and as soon as I was talking with my consultant, I felt a lot better. They are really kind and very understanding and were able to come up with a solution for me that made sense and made things so much easier. I appreciate all the help and this program is something I would 100% refer friends and family too. Everyone deserves to be debt free. Thank you. ”

Where he started:
  • Total unsecured debt: $12,063.00
  • Estimated interest charges: $6,138.53
  • Time to payoff: 11 years, 1 month
  • Total monthly payments: $491.32
After DMP enrollment:
  • Average negotiated interest rate: 0.00%
  • Total interest charges: $0.00
  • Time to payoff: 3 years
  • Total monthly payment: $333.00
Time Saved

8 years, 1 month

Monthly Savings

$158.32

Interest Saved

$6138.53

Consolidated Credit is one of Canada’s largest nonprofit credit counselling organizations. It’s our mission to help Canadians end financial crises caused by unexpected expenses, reduced income and life events, such as unemployment. Since 2007, we’ve helped half a million people find relief.