Welcome LendforAll members! Get back to a Debt-Free Life. It's hard to ask for help with personal finances, but you are not alone.

Reduce Your Total Credit Card Payments By Up to 50%

You are not alone:

Sabrina L. got help with $19,999 in ON25 seconds ago
Roberta J. got help with $59,999 in AB1 minute ago
Dana N. got help with $29,999 in ON1 minute ago
Shelly M. got help with $10,000 in AB4 minutes ago
Tanya P. got help with $25,000 in SK5 minutes ago
Noel W. got help with $14,999 in AB7 minutes ago
Derrick R. got help with $14,999 in AB8 minutes ago
Dennis P. got help with $49,999 in BC9 minutes ago
Amy V. got help with $14,999 in AB14 minutes ago
Patrick E. got help with $14,999 in AB14 minutes ago
Carrie B. got help with $14,999 in AB15 minutes ago
Samulie K. got help with $100,000 in NU16 minutes ago
Jason C. got help with $29,999 in BC18 minutes ago
Carol Cote C. got help with $29,999 in ON18 minutes ago
Michaelle J. got help with $15,000 in ON18 minutes ago
Damian M. got help with $10,000 in ON20 minutes ago
Lewis R. got help with $14,999 in SK22 minutes ago
Neranja T. got help with $14,999 in ON23 minutes ago
Tina L. got help with $14,999 in QC23 minutes ago
Samuel Y. got help with $19,999 in ON25 minutes ago
  • Customize a payoff plan with a trained credit counsellor
  • Reduce or eliminate interest
  • Lower your total credit card payments by up to 50%
  • Become debt-free faster

Clients Share Their Experiences…

Excellent

Trustpilot
Rated 4.7 / 5 based on 6,876 reviews onTrustpilot
5 stars

Awesome staff.

Awesome staff.

MATTHEW G.

5 stars

Easy

Should have done it much sooner, way less stress!

CINDY D.

4 stars

The people on the phone…

The people on the phone are very friendly definitely took a load off my mind and my…

PAUL S.

5 stars

Great Vehicle For Debt…

An easy approach to managing one’s debt. Over 3 yrs ago my debt was getting…

CHRISTOPHER Outhouse

5 stars

Helped me get out of debt

Helped me get out of debt

Luc Raymond

5 stars

Very Helpful

Great Communication

ROBERT HOLMES

5 stars

They have helped me…

They have helped me balanced what I needed to get back on track as well as worked…

Me

5 stars

Great experience

Great experience. Very professional, helpful & caring. Thank you.

Susan Klein

5 stars

Great always very…

Great always very helpful staff if needed to move payments easy and fast to do would…

Tracy Fraser

5 stars

5 Star Servce

I can not say enough nice words about the service I received today. My agent was…

MEL

5 stars

Excellent customer…

Very helpful. Good explanations kind employees

SHELLY B.

Showing our 4 and 5 star ratings

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Receive a Free Debt Analysis from a Trained Counsellor

Review your debts, credit, and budget with a trained credit counsellor to see where you stand and learn about options for relief

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Decide If a Debt Management Plan is Right for You

Learn how a customised plan can help you get out of debt with one affordable payment, and how it compares to other solutions

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Become Debt-Free in 30-60 Payments and Save Thousands

Consolidate credit cards, unsecured loans, and collections into one payment, minimize interest and stop penalties to save time and money

Case Study

Alexander from Toronto, ON

“My experience with Consolidated Credit has been awesome. I was in so much stress and as soon as I was talking with my consultant, I felt a lot better. They are really kind and very understanding and were able to come up with a solution for me that made sense and made things so much easier. I appreciate all the help and this program is something I would 100% refer friends and family too. Everyone deserves to be debt free. Thank you. ”

Where he started:
  • Total unsecured debt: $12,063.00
  • Estimated interest charges: $6,138.53
  • Time to payoff: 11 years, 1 month
  • Total monthly payments: $491.32
After DMP enrollment:
  • Average negotiated interest rate: 0.00%
  • Total interest charges: $0.00
  • Time to payoff: 3 years
  • Total monthly payment: $333.00
Time Saved

8 years, 1 month

Monthly Savings

$158.32

Interest Saved

$6138.53

Consolidated Credit is one of Canada’s largest nonprofit credit counselling organizations. It’s our mission to help Canadians end financial crises caused by unexpected expenses, reduced income and life events, such as unemployment. Since 2007, we’ve helped half a million people find relief.