Welcome LendforAll members! Get back to a Debt-Free Life. It's hard to ask for help with personal finances, but you are not alone.

Reduce Your Total Credit Card Payments By Up to 50%

You are not alone:

Anna J. got help with $14,999 in ON22 seconds ago
Nathalie R. got help with $19,999 in QC2 minutes ago
Hollu R. got help with $19,999 in ON3 minutes ago
John G. got help with $29,999 in NL3 minutes ago
Kate S. got help with $150,000 in ON7 minutes ago
Adil N. got help with $50,000 in AB8 minutes ago
Laurel C. got help with $38,500 in AB8 minutes ago
Ann Marie L. got help with $20,000 in ON9 minutes ago
Craig S. got help with $24,999 in AB10 minutes ago
Daniel B. got help with $29,999 in QC11 minutes ago
Holly C. got help with $59,999 in ON14 minutes ago
Joseph O. got help with $14,999 in ON15 minutes ago
Stefanie R. got help with $25,000 in NL18 minutes ago
Moyosade B. got help with $14,999 in ON19 minutes ago
Rajendram R. got help with $14,999 in QC25 minutes ago
Allan O. got help with $29,999 in ON27 minutes ago
Jessica B. got help with $10,000 in BC27 minutes ago
Tamesh S. got help with $25,000 in ON30 minutes ago
Jaymie A. got help with $49,999 in MB30 minutes ago
Annika-Rae J. got help with $20,000 in ON33 minutes ago
  • Customize a payoff plan with a trained credit counsellor
  • Reduce or eliminate interest
  • Lower your total credit card payments by up to 50%
  • Become debt-free faster

Clients Share Their Experiences…

Excellent

Trustpilot
Rated 4.7 / 5 based on 6,927 reviews onTrustpilot
5 stars

I was scared to give my…

I was scared to give my informations about my bank account and tolded him I need it…

Daniel Fournier

5 stars

It’s so easy and helpful.

It’s so easy and helpful.

CHRISTOPHER R.

5 stars

Just very easy going…

Just very easy going service and very helpfull

JOSHUA ALBUS

5 stars

Good advise and courtesy

Good advise and courtesy

MARIE B.

4 stars

Good company

Good company

Graham Rhodenizer

5 stars

Very easy to work with

Very easy to work with

Twila Heather Singer

5 stars

Everything it’s good

Everything it’s good , good services , good attention

Huascar B

5 stars

I see my credit score…

I see my credit score higher, i can di activities and i have pease of mind.

Julie Davidson

5 stars

The process was very…

The process was very easy and didn’t make me feel bad

AMY F.

5 stars

Great and helpful service

A great and helpful service that helped me get out of overwhelming debt. Customer…

Una Rose

5 stars

Great service

Great service

JAMES S.

5 stars

fast

fast, efficient

JAN

Showing our 4 and 5 star ratings

Trustpilot
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Receive a Free Debt Analysis from a Trained Counsellor

Review your debts, credit, and budget with a trained credit counsellor to see where you stand and learn about options for relief

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Decide If a Debt Management Plan is Right for You

Learn how a customised plan can help you get out of debt with one affordable payment, and how it compares to other solutions

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Become Debt-Free in 30-60 Payments and Save Thousands

Consolidate credit cards, unsecured loans, and collections into one payment, minimize interest and stop penalties to save time and money

Case Study

Alexander from Toronto, ON

“My experience with Consolidated Credit has been awesome. I was in so much stress and as soon as I was talking with my consultant, I felt a lot better. They are really kind and very understanding and were able to come up with a solution for me that made sense and made things so much easier. I appreciate all the help and this program is something I would 100% refer friends and family too. Everyone deserves to be debt free. Thank you. ”

Where he started:
  • Total unsecured debt: $12,063.00
  • Estimated interest charges: $6,138.53
  • Time to payoff: 11 years, 1 month
  • Total monthly payments: $491.32
After DMP enrollment:
  • Average negotiated interest rate: 0.00%
  • Total interest charges: $0.00
  • Time to payoff: 3 years
  • Total monthly payment: $333.00
Time Saved

8 years, 1 month

Monthly Savings

$158.32

Interest Saved

$6138.53

Consolidated Credit is one of Canada’s largest nonprofit credit counselling organizations. It’s our mission to help Canadians end financial crises caused by unexpected expenses, reduced income and life events, such as unemployment. Since 2007, we’ve helped half a million people find relief.