Reduce your total credit card payments by up to 30-50%

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Rene C. got help with $10,000 in QC2 minutes ago
Matthew D. got help with $12,500 in ON2 minutes ago
Chamkaur S. got help with $30,000 in SK3 minutes ago
Haley K. got help with $10,000 in BC3 minutes ago
Andrew D. got help with $7,500 in ON3 minutes ago
Jean Jacques R. got help with $7,500 in QC3 minutes ago
Alyssa B. got help with $12,500 in MB4 minutes ago
Swaranjeet K. got help with $7,500 in BC4 minutes ago
Bola C. got help with $12,500 in QC4 minutes ago
Joseph L. got help with $25,000 in QC4 minutes ago
Klaas L. got help with $10,000 in AB4 minutes ago
Najjbi R. got help with $15,000 in QC4 minutes ago
Danilo B. got help with $7,500 in ON4 minutes ago
Colin S. got help with $30,000 in ON5 minutes ago
Augustin K. got help with $10,000 in QC5 minutes ago
Manpreet K. got help with $30,000 in ON5 minutes ago
Quinton S. got help with $10,000 in AB5 minutes ago
Kelsey P. got help with $12,500 in BC5 minutes ago
Suzanne F. got help with $30,000 in MB5 minutes ago
Linda H. got help with $20,000 in ON6 minutes ago
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More than 500,000 Canadians helped in 19 years

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Almost $500 million in debt eliminated

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300+ hrs. of education offered each year

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Review your debts, budget and credit with a trained credit counsellor to see if you qualify for a debt management program and explore other options for relief, so you can avoid bankruptcy.

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Take the time you need to decide. Once you are ready to enroll, we will call your creditors and work with them to lower your interest rates and stop late fees.

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The program is easy! You make one payment to us each month, and we distribute the funds to your creditors on your behalf. You can be out of debt in as little as 36 months.

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Rated 4.7 / 5 based on 6,872 reviews onTrustpilot
5 stars

Helped me get out of debt

Helped me get out of debt

Luc Raymond

5 stars

Very Helpful

Great Communication

ROBERT HOLMES

5 stars

They have helped me…

They have helped me balanced what I needed to get back on track as well as worked…

Me

5 stars

Great experience

Great experience. Very professional, helpful & caring. Thank you.

Susan Klein

5 stars

Great always very…

Great always very helpful staff if needed to move payments easy and fast to do would…

Tracy Fraser

5 stars

5 Star Servce

I can not say enough nice words about the service I received today. My agent was…

MEL

5 stars

Excellent customer…

Very helpful. Good explanations kind employees

SHELLY B.

5 stars

Amazing team

Amazing team! It was do easy to sign up. I didn’t have to worry about anything.

Denise Bogdan

5 stars

Set up was easy

Set up was easy, and the people that I spoke with were fantastic! Great Empathy and…

WENDY F.

5 stars

Respect.

I was never made to feel like a failure in life due to our circumstances. I…

JENNIFER P.

5 stars

he was really…

he was really understanding and caring!

Ashley C

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