Reduce your total credit card payments by up to 30-50%

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Rickylynn P. got help with $60,000 in AB3 minutes ago
Ashley S. got help with $60,000 in ON3 minutes ago
Tanya L. got help with $58,401 in AB3 minutes ago
Vanessa A. got help with $35,000 in NB4 minutes ago
Chis C. got help with $14,999 in ON5 minutes ago
Robert John M. got help with $10,000 in QC8 minutes ago
Ervin S. got help with $29,999 in ON8 minutes ago
Nadia R. got help with $14,999 in QC10 minutes ago
Paul B. got help with $39,999 in ON13 minutes ago
Victor M. got help with $14,999 in NB13 minutes ago
Isabella S. got help with $39,999 in ON14 minutes ago
Mohammad A. got help with $39,999 in AB15 minutes ago
Lisa G. got help with $29,999 in NB16 minutes ago
Joanne P. got help with $39,999 in MB16 minutes ago
Karen O. got help with $19,999 in AB17 minutes ago
Matt C. got help with $14,999 in ON17 minutes ago
Daniela P. got help with $14,999 in ON22 minutes ago
Fahed M. got help with $60,000 in ON23 minutes ago
Marcel D. got help with $29,999 in QC24 minutes ago
Louise D. got help with $19,999 in QC25 minutes ago
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More than 500,000 Canadians helped in 19 years

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Almost $500 million in debt eliminated

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300+ hrs. of education offered each year

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Review your debts, budget and credit with a trained credit counsellor to see if you qualify for a debt management program and explore other options for relief, so you can avoid bankruptcy.

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Take the time you need to decide. Once you are ready to enroll, we will call your creditors and work with them to lower your interest rates and stop late fees.

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The program is easy! You make one payment to us each month, and we distribute the funds to your creditors on your behalf. You can be out of debt in as little as 36 months.

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Rated 4.7 / 5 based on 6,875 reviews onTrustpilot
4 stars

The people on the phone…

The people on the phone are very friendly definitely took a load off my mind and my…

PAUL S.

5 stars

Great Vehicle For Debt…

An easy approach to managing one’s debt. Over 3 yrs ago my debt was getting…

CHRISTOPHER Outhouse

5 stars

Helped me get out of debt

Helped me get out of debt

Luc Raymond

5 stars

Very Helpful

Great Communication

ROBERT HOLMES

5 stars

They have helped me…

They have helped me balanced what I needed to get back on track as well as worked…

Me

5 stars

Great experience

Great experience. Very professional, helpful & caring. Thank you.

Susan Klein

5 stars

Great always very…

Great always very helpful staff if needed to move payments easy and fast to do would…

Tracy Fraser

5 stars

5 Star Servce

I can not say enough nice words about the service I received today. My agent was…

MEL

5 stars

Excellent customer…

Very helpful. Good explanations kind employees

SHELLY B.

5 stars

Amazing team

Amazing team! It was do easy to sign up. I didn’t have to worry about anything.

Denise Bogdan

5 stars

Set up was easy

Set up was easy, and the people that I spoke with were fantastic! Great Empathy and…

WENDY F.

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