Reduce your total credit card payments by up to 30-50%

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Ashok M. got help with $20,000 in ON48 minutes ago
Tyler M. got help with $20,000 in BC2 hours ago
Mariam A. got help with $20,000 in AB2 hours ago
Jonathan F. got help with $19,999 in QC2 hours ago
Daniel L. got help with $14,999 in QC2 hours ago
Nadean H. got help with $50,000 in ON2 hours ago
Rob R. got help with $100,000 in AB2 hours ago
Jessica M. got help with $25,000 in ON2 hours ago
Krystal N. got help with $20,000 in ON3 hours ago
Brandon B. got help with $75,000 in ON3 hours ago
Amanda F. got help with $14,999 in MB3 hours ago
Stephanie F. got help with $24,999 in ON3 hours ago
Karyn L. got help with $29,999 in QC3 hours ago
Puneet G. got help with $24,999 in BC5 hours ago
Matthew B. got help with $15,911 in ON5 hours ago
Bennett H. got help with $29,887 in AB5 hours ago
Cameron T. got help with $26,872 in AB5 hours ago
Ashley O. got help with $25,630 in PE5 hours ago
Christine A. got help with $19,493 in ON5 hours ago
Abraham L. got help with $19,778 in BC5 hours ago
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More than 500,000 Canadians helped in 19 years

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Almost $500 million in debt eliminated

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300+ hrs. of education offered each year

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Review your debts, budget and credit with a trained credit counsellor to see if you qualify for a debt management program and explore other options for relief, so you can avoid bankruptcy.

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Take the time you need to decide. Once you are ready to enroll, we will call your creditors and work with them to lower your interest rates and stop late fees.

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The program is easy! You make one payment to us each month, and we distribute the funds to your creditors on your behalf. You can be out of debt in as little as 36 months.

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Rated 4.7 / 5 based on 6,866 reviews onTrustpilot
5 stars

5 Star Servce

I can not say enough nice words about the service I received today. My agent was…

MEL

5 stars

Excellent customer…

Very helpful. Good explanations kind employees

SHELLY B.

5 stars

Amazing team

Amazing team! It was do easy to sign up. I didn’t have to worry about anything.

Denise Bogdan

5 stars

Set up was easy

Set up was easy, and the people that I spoke with were fantastic! Great Empathy and…

WENDY F.

5 stars

Respect.

I was never made to feel like a failure in life due to our circumstances. I…

JENNIFER P.

5 stars

he was really…

he was really understanding and caring!

Ashley C

5 stars

Good response always…

Always with the positive response and good in understanding the requirements and…

Chandan Goud

5 stars

Very satisfied

Very satisfied. I now have more money to spend than before and my debt is also being…

Shan Faizan

5 stars

Literally saved my life…

Literally saved my life as I was drowning.

Carly dorce

5 stars

Great Service

It was a great experience

JENNIE H.

5 stars

I’ve tried all kinds…

I’ve tried all kinds of resources and she was the only one who actually seemed to…

Ray Beaudette

5 stars

Support

Support to me and good communication, even though my debt and economic problem

ZHOAR R.

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