Reduce your total credit card payments by up to 30-50%

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Carol N. got help with $10,000 in ON7 seconds ago
Savannah H. got help with $15,000 in SK14 seconds ago
Nicolas G. got help with $10,000 in ON21 seconds ago
Taylor M. got help with $10,000 in NS1 minute ago
Federico M. got help with $10,000 in BC1 minute ago
Andrew G. got help with $15,000 in MB1 minute ago
Rahul M. got help with $10,000 in ON1 minute ago
Melanie T. got help with $7,500 in NB1 minute ago
Diahann V. got help with $10,000 in NS1 minute ago
Noemi M. got help with $50,000 in ON2 minutes ago
Zakaria K. got help with $7,500 in QC2 minutes ago
Jehru L. got help with $15,000 in AB2 minutes ago
Joshua R. got help with $30,000 in ON2 minutes ago
Sylvia H. got help with $10,000 in QC2 minutes ago
Jed N. got help with $20,000 in AB3 minutes ago
Andrei Kimberly J. got help with $17,500 in BC3 minutes ago
Amanda A. got help with $10,000 in ON3 minutes ago
Miranda M. got help with $29,700 in AB3 minutes ago
William Y. got help with $25,000 in MB4 minutes ago
Christopher F. got help with $10,000 in MB4 minutes ago
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More than 500,000 Canadians helped in 19 years

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Almost $500 million in debt eliminated

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300+ hrs. of education offered each year

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Review your debts, budget and credit with a trained credit counsellor to see if you qualify for a debt management program and explore other options for relief, so you can avoid bankruptcy.

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Take the time you need to decide. Once you are ready to enroll, we will call your creditors and work with them to lower your interest rates and stop late fees.

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The program is easy! You make one payment to us each month, and we distribute the funds to your creditors on your behalf. You can be out of debt in as little as 36 months.

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Rated 4.7 / 5 based on 6,869 reviews onTrustpilot
5 stars

Great experience

Great experience. Very professional, helpful & caring. Thank you.

Susan Klein

5 stars

Great always very…

Great always very helpful staff if needed to move payments easy and fast to do would…

Tracy Fraser

5 stars

5 Star Servce

I can not say enough nice words about the service I received today. My agent was…

MEL

5 stars

Excellent customer…

Very helpful. Good explanations kind employees

SHELLY B.

5 stars

Amazing team

Amazing team! It was do easy to sign up. I didn’t have to worry about anything.

Denise Bogdan

5 stars

Set up was easy

Set up was easy, and the people that I spoke with were fantastic! Great Empathy and…

WENDY F.

5 stars

Respect.

I was never made to feel like a failure in life due to our circumstances. I…

JENNIFER P.

5 stars

he was really…

he was really understanding and caring!

Ashley C

5 stars

Good response always…

Always with the positive response and good in understanding the requirements and…

Chandan Goud

5 stars

Very satisfied

Very satisfied. I now have more money to spend than before and my debt is also being…

Shan Faizan

5 stars

Literally saved my life…

Literally saved my life as I was drowning.

Carly dorce

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