Take on 2026 without the Stress of Unpaid Bills

Reduce Your Total Credit Card Payments By Up to 50%

You are not alone:

Nikesh K. got help with $39,000 in NT1 minute ago
Susanna E. got help with $45,000 in BC5 minutes ago
Nasma S. got help with $30,000 in BC6 minutes ago
Mary G. got help with $29,999 in AB7 minutes ago
Erika C. got help with $36,000 in SK13 minutes ago
Shelby M. got help with $8,000 in ON23 minutes ago
Shirley T. got help with $29,999 in ON26 minutes ago
Allison W. got help with $39,999 in NS36 minutes ago
Ryan H. got help with $16,000 in ON38 minutes ago
Ss S. got help with $34,000 in AB43 minutes ago
Michael D. got help with $24,999 in ON46 minutes ago
Juan M. got help with $65,000 in ON47 minutes ago
Simon I. got help with $24,999 in ON49 minutes ago
Carol T. got help with $37,000 in ON50 minutes ago
Tara M. got help with $10,500 in BC50 minutes ago
Shea W. got help with $20,000 in ON58 minutes ago
Burt R. got help with $22,500 in BC1 hour ago
Karen M. got help with $12,000 in MB1 hour ago
Pascko L. got help with $19,500 in QC1 hour ago
Maricar P. got help with $14,999 in ON1 hour ago
  • Customize a payoff plan with a trained credit counsellor
  • Reduce or eliminate interest
  • Lower your total credit card payments by up to 50%
  • Become debt-free faster

Clients Share Their Experiences…

Excellent

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Rated 4.7 / 5 based on 6,856 reviews onTrustpilot
5 stars

Very satisfied

Very satisfied. I now have more money to spend than before and my debt is also being…

Shan Faizan

5 stars

Literally saved my life…

Literally saved my life as I was drowning.

Carly dorce

5 stars

Great Service

It was a great experience

JENNIE H.

5 stars

I’ve tried all kinds…

I’ve tried all kinds of resources and she was the only one who actually seemed to…

Ray Beaudette

5 stars

Support

Support to me and good communication, even though my debt and economic problem

ZHOAR R.

5 stars

You were easy to deal…

You were easy to deal with

DEBBIE

5 stars

Very helpful

Very helpful

MATTHEW G.

5 stars

Very helpful

Very helpful , I love the live chat feature, agents are always understanding and do…

KERRY P.

5 stars

Made life so much easier!

Made life so much easier!

D. P.

5 stars

Excellent service

Excellent service

NICOLA T.

5 stars

Thank you for your…

Thank you for your patience and support.

FELIPE A.

5 stars

Easy

Easy, helpful,

Colin Williamson

5 stars

Noah and Arianna were…

Noah and Arianna were great to deal with. They explained in detail what was…

Bert Tucker

5 stars

The lady I spoke with…

The lady I spoke with was very pleasant, professional and helpful. Sheappeared to…

Debra Buggins

Showing our 4 and 5 star ratings

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Receive a Free Debt Analysis from a Trained Counsellor

Review your debts, credit, and budget with a trained credit counsellor to see where you stand and learn about options for relief

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Decide If a Debt Management Plan is Right for You

Learn how a customised plan can help you get out of debt with one affordable payment, and how it compares to other solutions

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Become Debt-Free in 30-60 Payments and Save Thousands

Consolidate credit cards, unsecured loans, and collections into one payment, minimize interest and stop penalties to save time and money

Case Study

Alexander from Toronto, ON

“My experience with Consolidated Credit has been awesome. I was in so much stress and as soon as I was talking with my consultant, I felt a lot better. They are really kind and very understanding and were able to come up with a solution for me that made sense and made things so much easier. I appreciate all the help and this program is something I would 100% refer friends and family too. Everyone deserves to be debt free. Thank you. ”

Where he started:
  • Total unsecured debt: $12,063.00
  • Estimated interest charges: $6,138.53
  • Time to payoff: 11 years, 1 month
  • Total monthly payments: $491.32
After DMP enrollment:
  • Average negotiated interest rate: 0.00%
  • Total interest charges: $0.00
  • Time to payoff: 3 years
  • Total monthly payment: $333.00
Time Saved

8 years, 1 month

Monthly Savings

$158.32

Interest Saved

$6138.53

Consolidated Credit is one of Canada’s largest nonprofit credit counselling organizations. It’s our mission to help Canadians end financial crises caused by unexpected expenses, reduced income and life events, such as unemployment. Since 2007, we’ve helped half a million people find relief.