Take on 2023 without the Stress of Unpaid Bills

Reduce Your Total Credit Card Payments By Up to 50%

You are not alone:

Shabeetha G. got help with $59,999 in ON12 minutes ago
Julie B. got help with $29,999 in QC18 minutes ago
Chantal C. got help with $14,999 in QC28 minutes ago
Ernest D. got help with $10,000 in QC31 minutes ago
Amanda L. got help with $10,000 in BC31 minutes ago
Dalton C. got help with $10,000 in ON31 minutes ago
Neil D. got help with $12,500 in SK31 minutes ago
Diamond Q. got help with $12,500 in NU32 minutes ago
Rokia B. got help with $10,000 in BC32 minutes ago
Brandon A. got help with $10,000 in NB32 minutes ago
Michael D. got help with $12,500 in NB32 minutes ago
Roxie R. got help with $10,000 in NS32 minutes ago
Courtney D. got help with $40,000 in BC32 minutes ago
Cyril B. got help with $10,000 in QC33 minutes ago
Max S. got help with $12,500 in AB33 minutes ago
Derozan D. got help with $40,000 in QC33 minutes ago
Nancy U. got help with $10,000 in ON33 minutes ago
Danielle H. got help with $35,000 in NS33 minutes ago
Marie-Michelle B. got help with $10,000 in QC33 minutes ago
Tyler F. got help with $10,000 in AB34 minutes ago
  • Customize a payoff plan with a trained credit counsellor
  • Reduce or eliminate interest
  • Lower your total credit card payments by up to 50%
  • Become debt-free faster

Clients Share Their Experiences…

Excellent

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Rated 4.7 / 5 based on 6,800 reviews onTrustpilot
5 stars

This consolidation has…

This consolidation has made my life so much easier.

LYNN

5 stars

Very helpful when I…

Very helpful when I speak to someone.

KIMBERLY Z.

5 stars

easy to work with

easy to work with

REBECCA M.

5 stars

Kind and quick support.

Kind and quick support.

Meaghan Matheson

5 stars

They have been up front…

They have been up front and honest with me from beginning. Their customer service…

Rosita D’Alessandro

5 stars

Great service!

Great service!

FRANCOIS-XAVIER B.

5 stars

The company provides…

The company has great customer service, very knowledgeable and professional.

JAIME M.

5 stars

Almost have my debt done

Almost have my debt done

SONJA F.

4 stars

Good!

Good Stuff!

KERRY D.

5 stars

Somaiya was wonderful to…

Somaiya was wonderful to work with. She answered all questions and provided lots of…

Arlene

5 stars

At peace

All questions & inquiries were provide when asked

KEISHA W.

5 stars

no issues

no issues or problems occuring straight foreward and simple to do and pay thank you.

Christian Gasse

5 stars

Amazing so helpful

Amazing so helpful

AMBER S.

5 stars

It has helped to make…

It has helped to make monthly payment without interest or less interest. Which…

LOUIS K.

Showing our 4 and 5 star ratings

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Receive a Free Debt Analysis from a Trained Counsellor

Review your debts, credit, and budget with a trained credit counsellor to see where you stand and learn about options for relief

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Decide If a Debt Management Plan is Right for You

Learn how a customised plan can help you get out of debt with one affordable payment, and how it compares to other solutions

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Become Debt-Free in 30-60 Payments and Save Thousands

Consolidate credit cards, unsecured loans, and collections into one payment, minimize interest and stop penalties to save time and money

Case Study

Alexander from Toronto, ON

“My experience with Consolidated Credit has been awesome. I was in so much stress and as soon as I was talking with my consultant, I felt a lot better. They are really kind and very understanding and were able to come up with a solution for me that made sense and made things so much easier. I appreciate all the help and this program is something I would 100% refer friends and family too. Everyone deserves to be debt free. Thank you. ”

Where he started:
  • Total unsecured debt: $12,063.00
  • Estimated interest charges: $6,138.53
  • Time to payoff: 11 years, 1 month
  • Total monthly payments: $491.32
After DMP enrollment:
  • Average negotiated interest rate: 0.00%
  • Total interest charges: $0.00
  • Time to payoff: 3 years
  • Total monthly payment: $333.00
Time Saved

8 years, 1 month

Monthly Savings

$158.32

Interest Saved

$6138.53

Consolidated Credit is one of Canada’s largest nonprofit credit counselling organizations. It’s our mission to help Canadians end financial crises caused by unexpected expenses, reduced income and life events, such as unemployment. Since 2007, we’ve helped half a million people find relief.