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Get a clear picture of your spending vs. your income. Begin your online budget and financial analysis now by clicking the button above.

Our experts are here to help you understand your options and reach your goals. After you complete the easy-to-use online budget, one of our trained counsellors will reach out to you and provide recommendations.

Everything shared is 100% confidential and secure.

I understand and agree that by choosing “Start your online budget now”, I am voluntarily providing certain personal financial information in order to educate myself as to my current financial position. I understand that this budget tool is educational in nature, and that none of the information received in the form of a budget constitutes financial advice, nor does it constitute a counselling session. I understand and agree that the budget depends on the information I input into the fields, and that Company does not represent or guarantee the accuracy of the budget. I understand that this tool may collect information and should I choose not to provide such information, I am not to proceed further. If I choose to abandon the tool midway through the process, I understand that the information will not be maintained and I would be required to start providing the information from the beginning. Company disclaims all warranties associated with the budget tool herein. I understand and agree that Company may use the contact information provided herein to contact me through various means of communications, including automated messages, and that I expressly consent to receive these messages.

You are not alone:

Milton F. got help with $15,000 in ON2 minutes ago
Lori L. got help with $19,999 in SK2 minutes ago
Influence O. got help with $19,999 in ON2 minutes ago
Vincent C. got help with $55,500 in ON2 minutes ago
Reenu N. got help with $14,999 in BC2 minutes ago
Sorya R. got help with $27,675 in QC3 minutes ago
Lise-Marie U. got help with $14,999 in NU5 minutes ago
Andy C. got help with $53,000 in QC7 minutes ago
Stanley J. got help with $25,000 in QC7 minutes ago
Chantal L. got help with $126,500 in NB12 minutes ago
Erick A. got help with $19,999 in MB12 minutes ago
Carol E. got help with $41,000 in MB12 minutes ago
Linda C. got help with $14,999 in QC13 minutes ago
Robert H. got help with $100,000 in AB15 minutes ago
Jean Kindar B. got help with $55,000 in QC16 minutes ago
Byran C. got help with $29,999 in BC18 minutes ago
Cody E. got help with $39,999 in AB19 minutes ago
Charlotte B. got help with $14,999 in NS22 minutes ago
April B. got help with $29,999 in AB24 minutes ago
Eliza S. got help with $21,500 in QC25 minutes ago
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More than 500,000 Canadians helped in 10 years

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Almost $500 million in debt eliminated

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300+ hrs. of education offered each year

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Review your debts, budget and credit with a trained credit counsellor to see if you qualify for a debt management program and explore other options for relief, so you can avoid bankruptcy.

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Take the time you need to decide. Once you are ready to enroll, we will call your creditors and work with them to lower your interest rates and stop late fees.

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The program is easy! You make one payment to us each month, and we distribute the funds to your creditors on your behalf. You can be out of debt in as little as 36 months.

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helps me stay afloat…

helps me stay afloat with my income

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Very quick action and understanding.

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Consolidated credit has organized my financial situation to a point where I can…

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They helped me gain control of my finances!

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