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Get a clear picture of your spending vs. your income. Begin your online budget and financial analysis now by clicking the button above.

Our experts are here to help you understand your options and reach your goals. After you complete the easy-to-use online budget, one of our trained counsellors will reach out to you and provide recommendations.

Everything shared is 100% confidential and secure.

I understand and agree that by choosing “Start your online budget now”, I am voluntarily providing certain personal financial information in order to educate myself as to my current financial position. I understand that this budget tool is educational in nature, and that none of the information received in the form of a budget constitutes financial advice, nor does it constitute a counselling session. I understand and agree that the budget depends on the information I input into the fields, and that Company does not represent or guarantee the accuracy of the budget. I understand that this tool may collect information and should I choose not to provide such information, I am not to proceed further. If I choose to abandon the tool midway through the process, I understand that the information will not be maintained and I would be required to start providing the information from the beginning. Company disclaims all warranties associated with the budget tool herein. I understand and agree that Company may use the contact information provided herein to contact me through various means of communications, including automated messages, and that I expressly consent to receive these messages.

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More than 500,000 Canadians helped in 10 years

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Almost $500 million in debt eliminated

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300+ hrs. of education offered each year

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Review your debts, budget and credit with a trained credit counsellor to see if you qualify for a debt management program and explore other options for relief, so you can avoid bankruptcy.

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Take the time you need to decide. Once you are ready to enroll, we will call your creditors and work with them to lower your interest rates and stop late fees.

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The program is easy! You make one payment to us each month, and we distribute the funds to your creditors on your behalf. You can be out of debt in as little as 36 months.

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Rated 4.7 / 5 based on 6,839 reviews onTrustpilot
5 stars

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MrGuarasci

5 stars

Great service

Great service

NATALIE S.

5 stars

Non-Judgemental

They’re very helpful. Whenever I have a problem with my funding, I’m never judged…

ELIZABETH M.

5 stars

Thank you so much

Thank you so much. I deeply appreciate your support. Your kindness has brought me…

Melo Ol

5 stars

first time to deal…

first time to deal consolidated and i’m satisfied for their service thanks you ..

customer – FG

5 stars

great work

Very professional and they work with you!!

Angelo

4 stars

Helping navigate debt.

Helping navigate debt.

GEORGE M.

5 stars

This company is concrete

This company is concrete, legit, and consistent. I appreciate the portal page so I…

LISA K.

5 stars

Good company

Company is very easy to deal with And easy to get ahold of when needed

PAUL W.

5 stars

so far so good

accounts are all active

Timothy Hogue

5 stars

Knowledgeable staff

Knowledgeable staff Always here to help.

KAREN

5 stars

Everything 😍

Everything 😍

NORMAN N.

5 stars

The best service in…

You guys were the best. 99.9% chance of a reasonable debt solution. Thanks.

TRISTAN D.

5 stars

Everyone has been very…

Everyone has been very helpful and professional.

HEATHER M.

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